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EstateGuru Alternatives

<article>
<h2>5 EstateGuru Alternatives</h2>
<p>If you are unhappy with EstateGuru's loan portfolio performance, you might want to consider investing in some lesser-known EstateGuru alternatives. In this article, we will look at suitable alternatives with better portfolio performance.</p>
<div class="checklist-box">
<h3>Why should you consider an EstateGuru alternative?</h3>
<ul>
<li>Investing in multiple platforms increases your diversification and lowers the platform risk.</li>
<li>The performance on other platforms might be better than on EstateGuru.</li>
<li>The liquidity and overall risk and return ratio might be better on other platforms.</li>
</ul>
</div>
<h4>Things to consider</h4>
<p>EstateGuru is a regulated&nbsp;<a href="https://p2pempire.com/en/crowdlending">crowdlending platform</a> with a long track record. The platform provides audited financial statements and the option to invest in loans backed by first-rank mortgages. There is not a worthy contender in terms of transparency and usability. However, if you want to diversify your portfolio faster and get a higher return, there are a few EstateGuru alternatives worth considering.</p>
<p>While the following alternatives might be suitable for diversifying your portfolio, the loan book's performance is constantly changing, which is why we recommend reviewing the latest performance data on our <a href="https://p2pempire.com/en/comparison">P2P lending comparison page</a>.</p>
<h2>Indemo</h2>
<table class="comparison2">
<tbody>
<tr>
<th colspan="2">Indemo Overview</th>
</tr>
<tr>
<td><strong>Annual Return</strong></td>
<td>15.1%</td>
</tr>
<tr>
<td><strong>Protection</strong></td>
<td>Mortgage</td>
</tr>
<tr>
<td><strong>Regulated</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Individual IBAN Accounts</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Audited Financial Report</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Availability of Loans</strong></td>
<td>Good - 3/5</td>
</tr>
<tr>
<td><strong>Countries</strong></td>
<td>Spain</td>
</tr>
</tbody>
</table>
<p>Indemo offers investments in discounted, defaulted mortgages through partnerships with Spanish debt agencies. Investors can refinance these loans for a potential 15.1% annual return, with most investments having a 24-month term.</p>
<p>Indemo is a regulated platform that offers investments to growing companies.</p>
<div class="checklist-box">
<h3>Why is Indemo a good EstateGuru alternative?</h3>
<p>Indemo specializes in offering regulated investments secured by mortgages in Spain. The platform purchases discounted debts well below market value, offering the potential for significant returns upon recovery. Unlike EstateGuru, Indemo focuses on its core market, avoiding aggressive expansion into unfamiliar regions.</p>
</div>
<center>
<p class="question">Ready to invest on Indemo?</p>
<button class="redirect external_link_button promo" value="indemo">Start Investing</button><em>Read our comprehensive <a href="review/indemo">Indemo review</a></em></center>
<h2>Crowdpear</h2>
<table class="comparison2">
<tbody>
<tr>
<th colspan="2">Crowdpear Overview</th>
</tr>
<tr>
<td><strong>Annual Return</strong></td>
<td>11.19%</td>
</tr>
<tr>
<td><strong>Protection</strong></td>
<td>First-rank Mortgage</td>
</tr>
<tr>
<td><strong>Regulated</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Individual IBAN Accounts</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Audited Financial Report</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Availability of Loans</strong></td>
<td>Ok- 2/5</td>
</tr>
<tr>
<td><strong>Countries</strong></td>
<td>Lithuania</td>
</tr>
</tbody>
</table>
<p>Crowdpear is undoubtedly an exciting alternative to EstateGuru as the Lithuanian Central Bank regulates it. The platform lists real estate-backed loans from Lithuania with an interest rate between 10% and 12%, which is certainly at the higher end among the better EstateGuru alternatives.</p>
<p>The support of Crowdpear is also quite responsive, and the platform provides some basic statistics that give you an idea about the performance of its projects.</p>
<p>The platform is operated by the team behind Peerberry, which is considered one of the most reliable P2P lending platforms in Europe.&nbsp;</p>
<div class="checklist-box">
<h3>Why is Crowdpear a good EstateGuru alternative?</h3>
<p>Crowdpear is an excellent alternative to EstateGuru due to its better loan portfolio quality. So far, none of the loans on Crowdpear have defaulted, which increases the trust in Crowdpear's risk management.&nbsp;</p>
</div>
<center>
<p class="question">Ready to invest on Crowdpear?</p>
<button class="redirect external_link_button promo" value="crowdpear">Start Investing</button><em>Read our comprehensive <a href="review/crowdpear">Crowdpear review</a></em></center>
<h2>Heavy Finance</h2>
<table class="comparison2">
<tbody>
<tr>
<th colspan="2">Heavy Finance Overview</th>
</tr>
<tr>
<td><strong>Annual Return</strong></td>
<td>12.88%</td>
</tr>
<tr>
<td><strong>Protection</strong></td>
<td>Land, Heavy Machinery, Sole Accountability</td>
</tr>
<tr>
<td><strong>Regulated</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Individual IBAN Accounts</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Audited Financial Report</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Availability of Loans</strong></td>
<td>Good - 3/5</td>
</tr>
<tr>
<td><strong>Countries</strong></td>
<td>Lithuania, Portugal, Bulgaria</td>
</tr>
</tbody>
</table>
<p>Heavy Finance is a regulated Lithuanian crowdfunding platform for agricultural loans. The platform is led by an experienced CEO and your investments are typically backed by land or heavy machinery.</p>
<p>The offered interest ranges from 9.5% to 15%, depending on how much money you can invest into an individual loan.</p>
<p>Heavy Finance offers secured and non-secured agricultural loans.</p>
<p>Some of the loans on Heavy Finance are additionally backed by a state guarantee, under which the government of Lithuania will cover up to 80% of the outstanding loan in cases of borrower default.</p>
<p>Those types of loans offer the best risk and reward ratio.</p>
<div class="checklist-box">
<h3>Why is Heavy Finance a good EstateGuru alternative?</h3>
<p>High-yielding loans backed by heavy machinery or even the state guarantee offer higher liquidity and a better risk and return ratio. Keep in mind, however, that Heavy Finance's loan book performance is not of the highest quality.</p>
</div>
<center>
<p class="question">Ready to invest on Heavy Finance?</p>
<button class="redirect external_link_button promo" value="heavyfinance">Start Investing</button><em>Read our comprehensive <a href="review/heavy-finance">Heavy Finance review</a></em></center>
<h2>LANDE</h2>
<table class="comparison2">
<tbody>
<tr>
<th colspan="2">LANDE Overview</th>
</tr>
<tr>
<td><strong>Annual Return</strong></td>
<td>10.90%</td>
</tr>
<tr>
<td><strong>Protection</strong></td>
<td>Grain, Land, Heavy Machinery</td>
</tr>
<tr>
<td><strong>Regulated</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Individual IBAN Accounts</strong></td>
<td>Yes</td>
</tr>
<tr>
<td><strong>Audited Financial Report</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Availability of Loans</strong></td>
<td>Good - 3/5</td>
</tr>
<tr>
<td><strong>Countries</strong></td>
<td>Latvia, Lithuania, Romania</td>
</tr>
</tbody>
</table>
<p>LANDE is a newly launched platform from Latvia. This crowdlending website funds agricultural loans that are mainly backed by grain.</p>
<p>The stock exchange determines the price of the grain, and LANDE has signed a three-way agreement with harvest buyers to ensure that investors will get their money back before the farmer receives the remaining amount from the harvest sale.</p>
<p>To increase the collateral's quality further, the crop is also insured against natural disasters such as hail, rainfall, and storms.</p>
<p>The maximum LTV for agricultural loans is set at 50% with an annual return of 12%, which is currently among the highest-yielding platforms that offer loans backed by assets. The loan terms are also relatively short, with 4 to 15 months, which gives you an estimate of the liquidity of your investment.</p>
<div class="checklist-box">
<h3>Why is LANDE a good EstateGuru alternative?</h3>
<p>Investing in loans backed by crops comes with certain risks, which are mitigated by lower LTV, additional agreements with harvest buyers, and insurance. The option of depositing funds into virtual IBAN accounts further increases the safety of your investments.</p>
</div>
<center>
<p class="question">Ready to invest on LANDE?</p>
<button class="redirect external_link_button promo" value="lande">Start Investing</button><em>Read our comprehensive <a href="review/lande">LANDE review</a></em></center>
<h2>Fintown</h2>
<table class="comparison2">
<tbody>
<tr>
<th colspan="2">Fintown Overview</th>
</tr>
<tr>
<td><strong>Annual Return</strong></td>
<td>12%</td>
</tr>
<tr>
<td><strong>Protection</strong></td>
<td>Group guarantee</td>
</tr>
<tr>
<td><strong>Regulated</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Individual IBAN Accounts</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Audited Financial Report</strong></td>
<td>No</td>
</tr>
<tr>
<td><strong>Availability of Loans</strong></td>
<td>Ok - 2/5</td>
</tr>
<tr>
<td><strong>Countries</strong></td>
<td>Czech Republic</td>
</tr>
</tbody>
</table>
<p>Fintown is a small Czech-based crowdlending platform that offers investments in real estate properties that generate monthly rental yields.&nbsp;</p>
<p>All properties are owned and managed by the Vihorev Group, an established real estate developing company in Prague.&nbsp;</p>
<p>The platform enables investors to earn between 8% and 14% interest by replacing the company's equity. The interest is paid out from the yield generated by the short-term rental business. With the increase in rental prices in Prague, it's easy to comprehend how the company can pay the high interest.&nbsp;</p>
<p>Some available projects have a 30-day lock-up period, meaning investors who invest in FLEXI projects can exit just after a month. This significantly increases liquidity compared to the investments on EstateGuru.</p>
<div class="checklist-box">
<h3>Why is Fintown a good EstateGuru alternative?</h3>
<p>Investing in Fintown allows you to diversify your portfolio in a new market - Czech Republic. All the funded projects are managed and owned by just one company, meaning there are no third-party borrowers who may decide not to repay the loan at any time, causing frustration for investors.</p>
<p>Additionally, Vihorev Group has skin in the game in all development projects, increasing its interest in generating sustainable yield. EstateGuru has no skin in the game in any of the listed projects.&nbsp;</p>
</div>
<center>
<p class="question">Ready to invest on Fintown?</p>
<button class="redirect external_link_button promo" value="fintown">Start Investing</button><em>Read our comprehensive <a href="review/fintown">Fintown review</a></em></center>
<h2>Other EstateGuru Alternatives</h2>
<p>As you can see in this article, we have focused on alternatives that provide a similar protection scheme to EstateGuru. Many more options are available if you are ready to invest in consumer loans.</p>
<p>Suppose you are looking for an option to invest your money quickly and start earning interest immediately. In that case,&nbsp;<a href="review/peerberry">PeerBerry</a> and <a href="review/income">Income Marketplace</a> are the best options for passive investors looking for a reliable platform that allows them to earn passive income online.</p>
<p>Your investments are backed by a 60-day or 30-day <a href="p2p-lending-with-buyback-guarantee">buyback guarantee</a>, which covers the outstanding loan amount and all accrued interest. This means that you will earn money even on delayed loans.</p>
</article>

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Best EstateGuru Alternatives

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