P2P Lending News
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25. February 2026 
P2P Empire Launches Global Lender Risk Ratings
P2P Empire introduced new lender ratings, scoring loan originators from 1–10. The rating combines Financial, Country, and Platform Risk (each 33%). Investors can sort lenders by risk, country, and interest rates, and apply advanced filters. Financial scores assess capital strength and guarantees; country scores reflect macro stability; platform scores measure repayment performance and safeguards. Full features are available on Desktop.
24. February 2026 Mintos Raises €2.8M, Targets ECB Banking Licence
Mintos has raised €2.8 million from nearly 6,000 community investors, reinforcing support for its long-term strategy. The company plans to apply for a European Central Bank banking licence within 12–18 months, subject to approval. If granted, this would enable deposit-protected products. Mintos also plans to launch crypto investments soon, single stocks by year-end, and upgrade its mobile app to enhance portfolio management.
24. February 2026 P2P Empire Launches Transparent P2P Platform Risk Model
P2P Empire has introduced a structured Platform Risk Score to assess P2P platforms on a 1–10 scale. The model starts with portfolio performance, adds points for regulation, financial statements, and 3+ years of history, and deducts for red flags. Scores are rule-based and cannot be influenced by platforms. Investors can review detailed risk scores within each individual platform review.
24. February 2026 2% Boost on New Moldova Business Notes
New Moldova Business Notes are live with a +2% Boost. Choose 180 days at 12% p.a. or 270 days at 12.5% p.a. Each option offers €95,000 total availability. No waiting or allocation rounds — first come, first served. Boost applies for a limited allocation. Not all Business Notes include Cashback. Check for the Boost tag before investing.
24. February 2026 LANDE Reaches €50M Milestone Amid Strong January Across All Markets
LANDE financed €2.22M in January (62 projects), reaching €50M all-time. Investors earned €172K; €1.65M principal repaid. Lithuania issued €600K+, supported by EIF & ILTE, with growing demand for land and equipment loans. Latvia advanced recoveries via auctions and partial repayments. Romania saw pipeline growth and subsidy-driven liquidity improvement. Poland signed €218K in new contracts, expanding broker channels and marketing activity.
20. February 2026 PeerBerry Updates Secondary Market Rules
PeerBerry has revised its Secondary Market terms. Investments will now be sold at the base interest rate only—loyalty bonuses no longer apply. Assets can be listed for sale after 180 days, and resold 180 days after purchase. Partial sales are not allowed. If a late investment is sold, all future payments go to the buyer, with no further claim rights for the seller.
19. February 2026 Afranga Launches SaveSmart with Up to 12% Fixed Returns
Afranga has introduced SaveSmart, a fixed-term investment product offering 8% (3 months), 10% (6 months), and 12% (12 months). Interest is paid monthly; principal returns at maturity, with optional auto-reinvestment. Investments are private loans to originator Stikcredit and are not deposit-protected. No early withdrawals are available, and maturity may extend by up to one month. The product operates under the ECSP framework with KIIS provided.
17. February 2026 EstateGuru: €22.3M Recovered, €130M+ Still Non-Performing
EstateGuru recovered €14.8M in 2024 and €7.5M in 2025, while non-performing loans exceed €130M. The platform spent €1.7M in 2025 on legal and enforcement actions. Recovery expenses are effectively borne by investors, as costs are deducted before payouts. Prolonged defaults increase maintenance costs — including legal fees, insurance, land taxes, ground lease, and HOA charges — further reducing net recoveries.
14. February 2026 February P2P update: Mintos fundraising, EstateGuru losses, and key platform risks
Mintos is raising more capital, EstateGuru recoveries remain weak, and PeerBerry continues to deliver stable performance. In our latest monthly update, we break down the key numbers, risks, and platform developments that matter for investors. If you want a clear, data-driven overview of what changed across major P2P platforms this month, read the full post in our Academy.
13. February 2026 Jet Finance Joins Esketit, Operated by Mogo Kazakhstan LLP
Jet Finance, operated by Mogo Kazakhstan LLP, is now live on Esketit. The vehicle-backed lender holds an €84.8M portfolio and targets 10% annual yield. Rated B- by Fitch Ratings, loans are secured by vehicles with a 100% buyback obligation and offered via a diversified revolving pool.
EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.
© 2025 All rights reserved.
© 2025 All rights reserved.