Get a quick overview of the latest news from the P2P lending industry
Afranga is now licensed under the EU Crowdfunding Regulation via Bulgaria’s Financial Supervision Commission. Investors benefit from enhanced transparency, stronger fund protection, business loan offerings, and improved risk controls. All users must register a new account to continue investing. Early adopters gain access to StikCredit loans with up to 16% returns. Existing stikcredit.eu portfolios will be repaid before platform closure.
Fintown's Early Exit 2.0 offers investors a way to exit projects before maturity, subject to conditions. Exits are allowed after a 6-month lock-in, with a 10% fee if done before 12 months. Exiting over 50% of the principal incurs an added 10% fee. Requests are processed within 30 days and allowed every 90 days. Accrued interest is deducted upon exit.
EstateGuru recovered only €0.37 million in February 2025, highlighting its ongoing struggle to recover funds from defaulted mortgage-backed loans. Currently, €132.8 million of investors' capital is tied up in defaults — representing 59% of the platform’s outstanding portfolio, which continues to shrink month over month.
Indemo is offering a €30 bonus for first-time investors. From March 20 to April 19, 2025, users making their first investment of at least €10 will receive an additional €30. The bonus is automatically credited to the investor account.
New investors who sign up through P2P Empire’s link can enjoy an exclusive 2% investment bonus from Fintown. There’s no time limit, no cap, and the bonus is automatically credited after your first investment.
HeavyFinance secured €2.66M in investments last month, fully financing 63 farmer loans worth €2.65M. Since inception, total loan issuance has reached €73.5M. Investors have received €36.85M in repaid principal, €7.45M in interest, and €1.55M in delayed interest. In February, repayments totaled €2.06M, with €0.82M scheduled for March 2025. Meanwhile, funds in recovery have risen to €9.99M.
VIAINVEST is introducing securities backed by loans from Via SMS s.r.o. in the Czech Republic. These offer up to 13.2% annual interest with an 18-month maturity. Investors using predefined Auto-invest strategies don’t need to take action. Custom strategy users should check their maturity filters. Manual investors can find them in the investment offer list.
Earn up to 2% cashback on investments from March 17 to April 16. Investors who contribute €800 or more receive 2% cashback, while those investing between €200 and €799.99 get 1.5%. Cashback is applied automatically, with both new deposits and uninvested funds qualifying.
Nectaro’s new Boost Campaign offers investors extra rewards! By investing in financial instruments marked with the “Boost” flag, you’ll receive a cashback bonus—up to €1,000 per month. Eligible investments are calculated monthly, with bonuses credited by the 15th of the following month. Even Auto Invest strategies qualify. Each investment gets a one-time bonus, so act fast!
Income has teamed up with Virtus Lending, a Kosovo-based financial institution specializing in leasing and consumer loans. With a €8.2M loan portfolio and low NPL (non-performing loans) rates, Virtus offers secured loans with yields of up to 10-12% annually. Investors can access car and consumer loans with buyback obligations and Junior Shares of 24-27%, ensuring strong protection.