Get a quick overview of the latest news from the P2P lending industry
TWINO has finalized the sale of its Philippine assets, fully recovering investor funds, and initiated the wind-down of its Rentals product with the first property sold. A discounted early repayment option is now available for Russian claims. In Vietnam, legal recovery steps are underway, while in Poland, TWINO is tracking upcoming regulatory changes tied to the EU Consumer Credit Directive.
We’ve published a full video review of Triple Dragon Funding—a new platform offering 14% returns on secured loans to game studios. Backed by a 90-day buyback and a low default rate, the platform is gaining attention. In the video, we cover key features, risks, and how it compares to other P2P options. Watch the full breakdown now in our Triple Dragon Funding review.
Indemo sold 10 properties in 2025 with returns between 15.1% and 38%. 111 new debts were listed, with more expected in 2026. Key upgrades include automation of loan listings and accounting, a revamped autoinvest system, mobile app launch, improved dashboard and portfolio views, and a new website. A loyalty program and secondary market are also in development.
EcoFinance’s unusually high share of buyback loans on Nectaro raises risks for investors. While Romanian consumer loans are volatile, lack of transparency—especially on NPL ratios and buyback funding—prevents independent risk checks. Compared to a peer with 5–6% NPLs, EcoFinance’s undisclosed data suggests higher risk. The buyback model still works, but shifts credit risk to the originator, making this a moderate structural risk.
EstateGuru has now written off €3,372,053 in investor funds, including €833K in recent weeks. Investors have earned €96,121,248 to date, while €130,158,292 remains tied up in defaulted loans still under recovery. Recent recoveries in Finland and Germany led to losses of 44–85% of principal, raising concerns about future recoveries—even on first-rank mortgage-backed loans.
Income rated 2025 a 7/10, focusing on stability over speed. Despite reduced activity from major originators, AUM rose 30%. Tighter originator criteria improved loan quality, with new partners Autofino, Simpleros, and Virtus Lending gaining traction. Revenue grew 40% to €690K, and institutional investor onboarding began quietly. For 2026, goals include a €50–60M AUM target, secondary market launch, and expanded security and partnerships.
Only 5 days remain to take advantage of the January cashback offer. Invest between €250 and €1,499 to earn 2.5%, between €1,500 and €4,999 to earn 4%, or €5,000 and above to receive the full 5% cashback. All investments qualify, including new deposits, existing funds, and repayments. Cashback is cumulative and paid instantly. The campaign ends January 31 at 23:59 GMT.
Triple Dragon responded to a recent downgrade by Debitum, clarifying it had no influence over the platform’s scoring model. The initial drop to a C rating was due to its UK origin, which Debitum viewed as higher risk compared to EU originators. Triple Dragon disagreed, citing the UK’s strong legal system. A second downgrade was later reversed after being deemed an error.
LANDE addressed the Mercosur trade deal's impact, noting pressure on EU beef and poultry farms—though they form a small share of its client base. The firm sees opportunity in sectors like wine and cheese, and highlights continued high liquidity in EU farmland. LANDE will back growth-oriented farmers and manage transitions for others, while maintaining over 90% of its portfolio in low LTV, asset-backed deals.
A new video covering the latest developments at PeerBerry is now available in our PeerBerry review. The video looks at what investors can realistically expect in 2026 after two years of cash drag and declining returns. It features key insights from Andrejus Trofimovas, CEO of Aventus Group, which manages over €340 million in loans across 20 countries. We discuss expected improvements in loan supply, the interest-rate outlook, the shift toward commercial and real estate loans, the strength of the group guarantee, and what the newly launched secondary market means for investor liquidity.