P2P Lending News
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19. February 2026 Afranga Launches SaveSmart with Up to 12% Fixed Returns
Afranga has introduced SaveSmart, a fixed-term investment product offering 8% (3 months), 10% (6 months), and 12% (12 months). Interest is paid monthly; principal returns at maturity, with optional auto-reinvestment. Investments are private loans to originator Stikcredit and are not deposit-protected. No early withdrawals are available, and maturity may extend by up to one month. The product operates under the ECSP framework with KIIS provided.
17. February 2026 EstateGuru: €22.3M Recovered, €130M+ Still Non-Performing
EstateGuru recovered €14.8M in 2024 and €7.5M in 2025, while non-performing loans exceed €130M. The platform spent €1.7M in 2025 on legal and enforcement actions. Recovery expenses are effectively borne by investors, as costs are deducted before payouts. Prolonged defaults increase maintenance costs — including legal fees, insurance, land taxes, ground lease, and HOA charges — further reducing net recoveries.
14. February 2026 
February P2P update: Mintos fundraising, EstateGuru losses, and key platform risks
Mintos is raising more capital, EstateGuru recoveries remain weak, and PeerBerry continues to deliver stable performance. In our latest monthly update, we break down the key numbers, risks, and platform developments that matter for investors. If you want a clear, data-driven overview of what changed across major P2P platforms this month, read the full post in our Academy.
13. February 2026 Jet Finance Joins Esketit, Operated by Mogo Kazakhstan LLP
Jet Finance, operated by Mogo Kazakhstan LLP, is now live on Esketit. The vehicle-backed lender holds an €84.8M portfolio and targets 10% annual yield. Rated B- by Fitch Ratings, loans are secured by vehicles with a 100% buyback obligation and offered via a diversified revolving pool.
09. February 2026 VIA SMS Group Reports €1.13M Loss for 2024
VIA SMS Group ended 2024 with a €1.13M loss, a sharp reversal from its €2.29M profit in 2023. Key financial ratios—equity-to-assets and debt-to-equity—deteriorated year over year. The company plans to offset the loss using future profits. Note: the 2024 report is unaudited and available via the VIAINVEST loan originator section.
07. February 2026 P2P Portfolio Grows 5.17% to €129,969 in January
The P2P portfolio rose to €129,969, generating €962 in January (+42%). Funds were redeployed on PeerBerry and Fintown, with new deposits on LANDE and Triple Dragon Funding. EstateGuru remains a drag due to recoveries. Average yield increased to 11.61%, with 5.3% non-performing loans.
05. February 2026 Crowdpear Hits €39.89M in Total Funded Loans in January 2026
In January, Crowdpear funded €1.22M in real estate-backed loans, reaching a total of €39.89M across 436 loans. Investors received €29,935 in interest, with €1.03M in principal repaid. To date, €2.38M interest and €23M principal have been returned. Average LTV stands at 58.46%, with nearly 10,000 verified investors. Three loans (€496K) are in recovery, accruing 5% annual penalty interest.
04. February 2026 EU Energy Directive Has Minimal Impact on Indemo Investments
The new EU Energy Performance of Buildings Directive (EU) 2024/1275 won’t affect most Indemo investments. Since Indemo deals in mortgage-backed debt—not property ownership—energy labels (EPCs) are rarely relevant. The final directive dropped earlier proposed bans on selling low-rated homes. Implementation will vary by country; Spain is expected to act gradually. For Indemo, energy upgrades may enhance exit value, not create regulatory risk.
04. February 2026 Indemo Case R159 Fast-Tracked to Property Sale Phase
An out-of-court settlement has accelerated recovery on Indemo debt case R159. The case jumped from Step 7 to Step 24 (Sale of Estate), skipping further court delays. The 122 m² asset (valued at €172K) is now listed for €105K, with a Price-to-Debt ratio of 44.2%. Proactive servicing cut recovery time, potentially improving investor returns. Sale proceeds will be distributed upon completion.
04. February 2026 Income Marketplace: January 2026 Performance Update
In January 2026, Income Marketplace funded €5.38M in loans, bringing total platform funding to €211.75M. New loans averaged an 11.61% interest rate, while the platform's all-time average return stands at 13.24%. Investor count reached 10,552, with 111 newcomers. The outstanding portfolio totals €25.53M, and average portfolio size is €5,032. Cumulative investor earnings have hit €6.38M.
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