P2P Lending News
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20. October 2025 
Fitch Flags Robocash with Negative Watch After Licence Suspension in Kazakhstan
Fitch has placed Robocash.kz’s ‘B-’ long-term rating on Rating Watch Negative after Kazakhstan’s regulator suspended its microfinance licence for two months. The suspension, citing poor underwriting practice, prevents new loans but allows servicing of existing ones. Fitch warns that if the licence isn’t restored by November’s end, it could seriously damage Robocash’s credit profile and business viability.
18. October 2025 
P2P Lending Update: Esketit Fallout, EstateGuru Recovery Doubts, Mintos Fee Change
Esketit's abrupt move from Ireland to Croatia has locked over €40M of investor funds, stripping access to liquidity tools for old loans and forcing investors to wait up to two years for repayments. EstateGuru’s recovery progress remains weak, with defaults rising despite a new recovery goal and higher management fees. Meanwhile, Mintos introduced a €4.9 inactivity fee and recovered €1M from suspended lenders in October. Watch our latest video to get the scoop on the latest news.
17. October 2025 Esketit’s Sudden Migration Limits Liquidity, Raises Red Flags
Esketit moved its operations from Ireland to Croatia with just 9 days’ notice, limiting functionality on Irish accounts. While withdrawals remain possible, investors can’t sell claims or use the cash-out feature. Those holding long-term loans may face locked capital until repayments finish. We have contacted the platform for further clarification. As of now, we evaluate their messaging as misleading and consider this move a significant red flag.
15. October 2025 P2P Portfolio Update | September 2025
Learn more about the recent changes in our P2P lending portfolio.
15. October 2025 Esketit Restructures Operations; User Action Required for Full Access
As of Oct 15, 2025, Esketit’s services are now operated by Esketit Platform d.o.o. (Croatia) with full functionality, while Esketit Ireland offers limited services. To maintain full access, users must register with Esketit Croatia, verify identity, redirect repayments, withdraw Irish balances, top up Croatian accounts, and re-enable auto-purchase features on the platform.
13. October 2025 Crowdpear Investors Fund €3.07M in September, Including €1.5M Floating Hotel in Vilnius
In September 2025, Crowdpear investors financed 16 real estate-backed loans worth €3.07M, including €1.5M for a floating hotel in Vilnius. €187,549 in interest was paid out, bringing total interest paid to €1.95M. Eleven loans (€1.41M) were repaid, with €34.11M funded overall and €19.93M already returned. Average LTV stands at 59.45%. Three projects (€496K) are under recovery with +5% extra annual interest during delay periods.
13. October 2025 SW Finance OÜ Reports €2.4M Revenue in First Full Year, Despite Modest Net Loss
SW Finance OÜ, part of the Swaper ecosystem, released its audited 2024 Annual Report. In its first full operational year, it issued €14.6M in loans and earned €2.4M in interest income. A net loss of €29K reflects early-stage investments. The company lent to three EU-based firms and now reports profitability in 2025, signaling solid progress toward long-term financial sustainability.
10. October 2025 TWINO Introduces €10 Monthly Inactivity Fee for Idle Accounts
Starting next month, TWINO will apply a €10 monthly fee to investor accounts inactive for over six months. The fee applies to users with no active investments or no new activity, with safeguards in place to protect small balances. This move aims to cover costs tied to maintaining dormant accounts and ensure fair, efficient operations for all users. Notifications will be sent before any charges.
09. October 2025 Hoovi Reports 72% Profit Surge in 2024 Amid Strong Loan Growth
Hoovi's 2024 net profit jumped 72% to €661K, with operating income up 37% to €1.3M. Its net loan portfolio grew from €4.78M to €7.49M. Since joining the Income platform, over €14M has been invested in Hoovi-originated loans, earning €810K+ in returns. Investors can earn up to 9% p.a. from these loans. Review key KPIs now in the Income Marketplace loan originator section.
09. October 2025 LANDE Offers Up to 2% Cashback on Romanian Projects
LANDE has launched a new cashback campaign for Romania-based projects on the Primary Market. Investors receive 0.5% cashback for €500+, 1% for €1,000+, and 2% for €5,000+ invested in a single project. The Fall Portfolio Booster is available until October 31, offering a limited-time opportunity to boost returns on high-volume Romanian investments.
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