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P2P Lending Bonus Offers

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Lande

number of stars(151)

Investors who sign up with our link will a 1% cashback bonus from their invested amount during the first 180 days.

Exclusive

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Chosen

151 times

Reinvest24

number of stars(345)

Sign up and invest on Reinvest24 until 30/11/2022 to get an exclusive bonus. Invest from €500 - €1,999 Eur, get a bonus of €25; invest from €2,000 - €9,999, get a bonus of €50, invest from €10,000 - €99,999, get a bonus of €200, invest more than €100,000, get a bonus of €1,000.

Limited

loyality iconGet €25 - €1,000 Bonus
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Expires in

2 months

Debitum

number of stars(51)

Invest in assets from FLEXIDEA to get a 2% p.a. cashback bonus.

Limited

loyality iconGet 2% Cashback
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Expired

Lendermarket

number of stars(67)

Lendermarket is giving away €4,000 to its investors, who deposit and invest at least €500 during the campaign period. The price will be split across eight investors.

Limited

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Expired

Mintos

number of stars(87)

Mintos offers a limited-time bonus for investors who register through our link and invest €1,000 or more before 30 September 2022. You will get a €50 instant bonus for investing €1,000 or more, plus a 1% bonus on the average investment in the first 90 days.

Limited

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Expires in

2 months

EstateGuru

number of stars(765)

Sign up with our link and receive a 0.5% cashback bonus calculated from your investments during the first 90 days from registration.

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Chosen

765 times

Esketit

number of stars(1029)

Sign up with our link and get a 1% cashback bonus from your invested amount during the first 90 days after your registration. Additionally, get up to 1% Esketit loyalty bonus calculated from your portfolio size: €25,000 = 0.5%, €50,000 = 1%.

loyality iconGet a 1% + 1% Bonus
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Chosen

1029 times

Peerberry

number of stars(286)

Sign up with our link and receive a 0.5% cashback bonus calculated from your investments after the first 90 days from registration. Additionally, get up to 1% PeerBerry loyalty bonus calculated from your portfolio size: €10,000 = 0.5%, €25,000 = 0.75%, €40,000 = 1%

loyality iconGet a 0.5% + 1% Bonus
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Chosen

286 times

Robocash

number of stars(318)

Sign up with our link for a 1% bonus calculated from your investments during the first 30 days after your registration. Additionally get a 0.3%, 0.5%, 0.7% and 1% to the basic interest rate when the total portfolio balance reaches €5,000, €10,000, €15,000 or €25,000.

loyality iconGet a 1% + 1% Bonus
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Chosen

318 times

YouHodler

number of stars(190)

Sign up on YouHodler and earn interest on your crypto.

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Chosen

190 times

Income

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Get a 1% bonus from your invested amount during the first 30 days from your registration. To redeem your bonus, type in the invitation code VI1MHQ while registering on the Income marketplace.

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Chosen

324 times

Haru Invest

number of stars(89)

Sign up with our link or type in the referral code P2PEMPIRE to get an extra 0.2% interest rate on your Haru Wallet or Haru Earn Plus holdings.

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Chosen

89 times

EvenFi

number of stars(55)

Invest at least €1,000 and get a €10 welcome bonus as well as a 1% cashback bonus on your invested amount during the first 4 months.

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Chosen

55 times

Max Crowdfund

number of stars(66)

Sign up with our link will and get a 0.5% cashback bonus on your invested amount during the first 90 days from your registration.

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Chosen

66 times

Ledn

number of stars(22)

Open an account with Ledn and deposit a minimum of 75 USDC or 0.0015 BTC in a Ledn Savings Account for 15 days or longer to receive $10 USDC for free. The deposit must be made within 30 days of opening an account.

loyality iconGet $10 in USDC
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Chosen

22 times

Iuvo Group

number of stars(29)

Sign up with our referral link and invest at least €100 for 60 days to get a 0.75% bonus up to €150.

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Chosen

29 times

InRento

number of stars(61)

Sign up with our link and invest on inRento to get a €20 bonus.

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Chosen

61 times

Yield App

number of stars(29)

Sign up with our Yield App referral code "11610604", become a Silver Tier member and deposit at least $1,000 worth of crypto for 30 days to get a random reward between 100 YLD and 1,000 YLD.

loyality iconEarn up to 1,000 YLD
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Chosen

29 times

Bondora

number of stars(71)

Sign up with our link and receive a €5 sign-up bonus right after your registration.

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Chosen

71 times

Bondster

number of stars(113)

Sign up with our link and receive a 1% cashback bonus calculated from new investments you will make within the first 90 days.

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Chosen

113 times

Reinvest24

number of stars(345)

Sign up with our link and receive a €10 bonus right after you invest at least €100.

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Chosen

345 times

Neo Finance

number of stars(42)

Sign up with our link and invest on Neo Finance to get a €10 bonus after registration.

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Chosen

42 times

Twino

number of stars(38)

Use our link and invest at least €100 to get a €20 bonus from TWINO.

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Chosen

38 times

Coinloan

number of stars(73)

Sign up with our link and deposit $10 worth of crypto to get a 0.05% lifetime interest increase.

loyality iconGet a 0.05% Bonus
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Chosen

73 times

Debitum

number of stars(51)

A bonus of 20 EUR for the registered users will apply if the newly registered user will deposit and invest at least 1000 EUR in asset-backed securities with a term of at least 90 days. This has to happen in the first 60 days from registration.

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Chosen

51 times

Swaper

number of stars(44)

Earn a 2% loyalty bonus on your investments over 5,000€.

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Chosen

44 times

Nordstreet

number of stars(40)

Sign up with our link and receive a €15 bonus after your first investment of at least €100 on the primary market within the first 30 days after registration.

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Chosen

40 times

Lendermarket

number of stars(67)

Get a 1% bonus from your investment amount within 60 days after your registration.

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Chosen

67 times

Crypto

number of stars(9)

Use our link or use our Crypto.com referral code: "y62e7sruhs" and stake for a Ruby card to get $25 in CRO.

loyality iconGet a $25 Bonus
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Chosen

9 times

BlockFi

number of stars(15)

Use the referral code: 23dba237 and deposit $100 worth of crypto to redeem your $10 BTC bonus.

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Chosen

15 times

    Table of contents

Table of contents

Why You Should Use Cashback Offers When Lending on P2P Sites

For many investors, P2P lending remains unknown, which is why many are hesitant at first to sign up and invest their money.

Cashback bonuses are used in P2P lending as a form of incentive that helps acquire new investors, all the while giving them an additional investment boost.

New P2P lending investors can earn a 0.5% - 5% cashback bonus depending on the platform.

The cashback bonus is usually paid out either:

  1. Right after the registration
  2. After your first investment
  3. After 90 days of registration

We at P2P Empire list the latest cashback bonuses that give investors the most incredible investment boost. Many cashback promotions are exclusive, so you won’t find them on any other website.

Best P2P Lending Cashback Offers

Here is the full list of the cashback offers that are currently available on European P2P lending platforms in 2022, and when investors can expect to receive their bonuses.

P2P Platform Cashback Bonus Cashback Term
EstateGuru 0.5% 90 days
PeerBerry 0.5% 90 days
Bondster 1% 30, 60, 90 days
Debitum Network €10 After your first investment
Twino €20 After your first investment of €100
Reinvest24 €10 After your first investment
Bondora €5 After registration
Haru Invest 0.2% Instant
Crowdestor 1% 90 days
NEO Finance €10 After your first investment
Robocash 1% 30 days
Rendity €25 After your first investment
LANDE 1% 180 days
IUVO 0.75% up to €150 60 days
CoinLoan 0.05% Instant
Crypto.com $25 in CRO After you stake for the Ruby Visa card
Yield App 100 YLD - 1,000 YLD After you deposit $1000 for 30 days

When joining the P2P lending platforms mentioned in the list above, there’s no need to use a referral/promo code, simply sign up with our referral link, and you’ll be automatically eligible for the cashback bonus.

Do Other Platforms also Offer Promo Codes?

Many investors often ask us whether P2P lending sites that aren’t on the above list also offer promo/cashback offers. The answer is yes! Some of the platforms have promotions in the form of monthly cashback offers.

That means while you won’t find a special VIAINVEST promo code that will give you an additional investment boost when registering on VIAINVEST, some platforms will offer monthly cashback campaigns for all registered investors.

By participating in those campaigns, investors typically increase their returns by 1%. We regularly add new content to our site, so watch this space for a dedicated section detailing these monthly cashback offers for all investors.

How To Redeem The Cashback Bonus

In order to obtain your P2P lending cashback bonus, you need to complete your registration, and read and sign the terms and conditions that apply to the cashback offer.

It’s worth noting that:

  1. In most cases, you must deposit money and invest on the site to obtain your cashback bonus.
  2. Most of the European P2P lending platforms are available for investors both within and outside of Europe; however, the only requirement is that you often need to deposit money from a European bank account that you’ve opened in your name.
  3. Want to get started from outside of Europe? We suggest opening a digital bank account with N26 or a borderless account with Transferwise in euros, as most investment opportunities are listed in euros.

The terms and conditions differ for each platform; however, you can find the most essential information in our table above.

To get more details about a specific cashback offer, find the review of the platform you’re interested in and refer to the promo section.

There are three different types of cashback offers:

1. Sign-Up Bonus

The sign-up bonus rewards the new investor with money as soon as they sign up. This type of bonus is sporadic; most platforms require investors to deposit money and invest in obtaining the reward.

Currently, Bondora is the only platform that gives new investors a €5 bonus without depositing money.

p2p cashback bonus

2. Investment Bonus

Euro Bonus

The P2P lending investment bonus is more common than the sign-up bonus. With this type of cashback, new investors that invest the required amount of money on a particular P2P lending platform will receive a bonus of €10 - €25.

The minimum investment amount needed to obtain the bonus varies, depending on the platform, but you can expect this value to be at least €50. On Rendity, the minimum investment amount is €500.

Time Bonus

A time span bonus is the most popular cashback offer amongst European P2P lending platforms.

Here’s how it works: new investors receive a cashback bonus calculated from the average investment amount during a given period, usually 90 days.

Investors typically receive a cashback bonus of 0.5% - 1%, which is paid out either after 90 days or in installments - every 30 days within 90 days.

p2p promo code

3. Loyalty Bonus

A loyalty bonus, or the ‘VIP bonus’ as it is sometimes referred, does exactly what it says on the tin - it rewards the most loyal or ‘active’ investors, who invest larger sums of money.

Currently, there are only four platforms that offer this type of reward:

p2p cashback

We list more about the above bonuses in our dedicated section about cashback offers for all investors. Note that the offers mentioned above are valid only until the platform changes its policies/terms and conditions. If no changes are made, the validity of these special loyalty bonuses is automatically extended at the end of every month.

Some platforms also offer monthly cashback campaigns within which all investors can participate. By investing in certain assets (loans) you can typically increase your investments by 1% - 2%.

These bonuses are usually only available for a limited period, with offers expiring after the campaign period.

What To Do Before Using a Cashback Offer

P2P lending cashback offers are great, but they should not be the only incentive for new investors considering using a P2P lending site.

If you are new to P2P lending, we suggest reading our in-depth tutorials within our P2P lending academy to understand the concept of P2P lending fully.

Before you sign up to any sites for cashback offers, make sure you complete this nifty list:

Disclaimer: At P2P Empire, we’re all about transparency, which is why we think it’s important that you know that if you use our referral links, we will get a small commission that helps cover the cost of our project.

What do we do with this money?

We invest it in our site and, ultimately, you!

We use the money to create more valuable investment content that you have free access to.

Our goal is to become the best resource for information around P2P lending in Europe, and we appreciate everyone who supports our initiative.

Additionally, the more content we have, the more bonuses we can secure and share!

These bonuses are exclusive to our site, meaning you’ll unlikely find them elsewhere!

Does that sound good to you?

Sign up on one of the famous P2P lending platforms that fit your needs.

FAQs

Do I need to pay tax on my cashback bonus?

Cashback bonuses are considered earnings from capital income, which means that you must declare this income, together with interest payments, to your tax authorities. The tax rate depends on the legislation in the country of your residence.

Do I have to invest to obtain the cashback bonus?

While there are some exceptions, in most cases, you must complete the registration and deposit and invest money to receive a cashback bonus.

Do I need a unique promo code to get the cashback bonus?

For 95% of the offers, you don’t need any special promo or invitation code. If at some point, a promo code is required to obtain your bonus, we will inform you about it.

What shall I do if the cashback bonus isn’t added to my investor account?

We aim to update the bonus offers regularly. We suggest avoiding using ad blockers, incognito modes, or different devices when registering with our referral links, as they might not track your browser session properly.

Are you having trouble retrieving your cashback bonus?

Please contact the platform directly as they have the required data to help resolve your issue.