P2P Lending Bonus Offers

Increase your profits with exclusive P2P cashback bonus offers.

Lande

number of stars(768)

Investors who sign up with our link will get a 1% cashback bonus from their invested amount during the first 180 days.

Exclusive

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Chosen

768 times

Mintos

number of stars(443)

Mintos offers a limited-time bonus for investors who register through our link and invest €1,000 or more before the end of the campaign period. You will get a €50 instant bonus for investing €1,000 or more, plus a 1% bonus on the average investment in the first 90 days.

Limited

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Expires in

2 months

Esketit

number of stars(4231)

Sign up with our link and get a 1% cashback bonus from your invested amount during the first 90 days after your registration. Additionally, get up to 1% Esketit loyalty bonus calculated from your portfolio size: €25,000 = 0.5%, €50,000 = 1%.

loyality iconGet a 1% + 1% Bonus
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Chosen

4231 times

Peerberry

number of stars(1036)

Sign up with our link and receive a 0.5% cashback bonus calculated from your investments after the first 90 days from registration. Additionally, get up to 1% PeerBerry loyalty bonus calculated from your portfolio size: €10,000 = 0.5%, €25,000 = 0.75%, €40,000 = 1%

loyality iconGet a 0.5% + 1% Bonus
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Chosen

1036 times

Robocash

number of stars(1271)

Sign up with our link for a 1% bonus calculated from your investments during the first 30 days after your registration. Additionally get a 0.3%, 0.5%, 0.7% and 1% to the basic interest rate when the total portfolio balance reaches €5,000, €10,000, €15,000 or €25,000.

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Chosen

1271 times

Income

number of stars(1233)

Get a 1% bonus from your invested amount during the first 30 days from your registration. To redeem your bonus, type in the invitation code VI1MHQ while registering on the Income marketplace.

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Chosen

1233 times

Reinvest24

number of stars(1107)

Sign up with our link and receive a €10 bonus right after you invest at least €100.

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Chosen

1107 times

EvenFi

number of stars(121)

Invest at least €1,000 and get a €10 welcome bonus as well as a 1% cashback bonus on your invested amount during the first 4 months.

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Chosen

121 times

Max Crowdfund

number of stars(175)

Sign up with our link will and get a 0.5% cashback bonus on your invested amount during the first 90 days from your registration.

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Chosen

175 times

EstateGuru

number of stars(1656)

Sign up with our link and receive a 0.5% cashback bonus calculated from your investments during the first 90 days from registration.

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1656 times

Heavy Finance

number of stars(283)

Sign up with our link and invest on Heavy Finance to get a 2% cashback bonus calculated from your investment amount during the first 30 days after registration.

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283 times

Iuvo Group

number of stars(118)

Sign up with our referral link and invest at least €100 for 60 days to get a 0.75% bonus up to €150.

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Chosen

118 times

InRento

number of stars(253)

Sign up with our link and invest on inRento to get a €20 bonus.

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Chosen

253 times

Ledn

number of stars(94)

Open an account with Ledn and deposit a minimum of 75 USDC or 0.0015 BTC in a Ledn Savings Account for 15 days or longer to receive $10 USDC for free. The deposit must be made within 30 days of opening an account.

loyality iconGet $10 in USDC
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Chosen

94 times

Yield App

number of stars(93)

Sign up with our Yield App referral code "11610604", become a Silver Tier member and deposit at least $1,000 worth of crypto for 30 days to get a random reward between 100 YLD and 1,000 YLD.

loyality iconEarn up to 1,000 YLD
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Chosen

93 times

Bondora

number of stars(335)

Sign up with our link and receive a €5 sign-up bonus right after your registration.

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Chosen

335 times

Twino

number of stars(223)

Use our link and invest at least €500 to get a €20 bonus from TWINO.

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Chosen

223 times

Debitum

number of stars(109)

A bonus of 20 EUR for the registered users will apply if the newly registered user will deposit and invest at least 1000 EUR in asset-backed securities with a term of at least 90 days. This has to happen in the first 60 days from registration.

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109 times

Coinloan

number of stars(194)

Sign up with our link and deposit $10 worth of crypto to get a 0.05% lifetime interest increase.

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Chosen

194 times

Swaper

number of stars(147)

Earn a 2% loyalty bonus on your investments over 5,000€.

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Chosen

147 times

Nordstreet

number of stars(97)

Sign up with our link and receive a €15 bonus after your first investment of at least €100 on the primary market within the first 30 days after registration.

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Chosen

97 times

Monefit

number of stars(112)

Sign up with our link to receive a 2% cashback bonus on your deposits in the first 60 days from your registration.

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Chosen

112 times

Lendermarket

number of stars(220)

Get a 1% bonus from your investment amount within 60 days after your registration.

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Chosen

220 times

Bondster

number of stars(183)

Sign up with our link and receive a 1% cashback bonus calculated from new investments you will make within the first 90 days.

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Chosen

183 times

    Table of contents

Table of contents

P2P Bonus

P2P lending remains unknown for many investors, which is why many initially hesitate to sign up and invest their money.

P2P cashback bonuses are used in P2P lending as an incentive that helps acquire new investors while giving them an additional investment boost.

New P2P lending investors can earn a 0.5% - 1% cashback bonus, depending on the platform.

The cashback bonus is usually paid out either:

  1. Right after the registration
  2. After your first investment
  3. After 90 days of registration

We at P2P Empire list the latest cashback bonuses that give investors the most incredible investment boost. Many cashback promotions are exclusive so you won’t find them on any other website.

Best P2P Lending Cashback Offers

Here is the complete list of the cashback offers currently available on European P2P lending platforms in 2022 and when investors can expect to receive their bonuses.

P2P Platform Cashback Bonus Cashback Term
EstateGuru 0.5% 90 days
PeerBerry 0.5% 90 days
Esketit 1% 90 days
Income 1% 30 days
Lendermarket 1% 60 days
Max Crowdfund 0.5% 90 days
Mintos 1% 90 days
Ledn $10 After your investment
InRento €20 After your investment
Bondster 1% 30, 60, 90 days
Debitum Network €10 After your first investment
Twino €20 After your first investment of €100
Reinvest24 €10 After your first investment
Bondora €5 After registration
Haru Invest $50 After your investment
NEO Finance €10 After your first investment
Robocash 1% 30 days
Rendity €25 After your first investment
LANDE 1% 180 days
IUVO 0.75% up to €150 60 days
CoinLoan 0.05% Instant
Crypto.com $25 in CRO After you stake for the Ruby Visa card
Yield App 100 YLD - 1,000 YLD After you deposit $1000 for 30 days

When joining the P2P lending platforms mentioned in the list above, there’s no need to use a referral/promo code, simply sign up with our referral link, and you’ll be automatically eligible for the cashback bonus.

Monthly Promo Codes

Many investors often ask us whether P2P lending sites not on the above list also offer promo and cashback offers. The answer is yes! Some of the platforms have promotions in the form of monthly cashback offers.

Some platforms will offer monthly cashback campaigns for all registered investors.

By participating in those campaigns, investors typically increase their returns by 1%. We regularly add new content to our site, so watch this space for a dedicated section detailing these monthly cashback offers for all investors.

How To Redeem The Cashback Bonus

To obtain your P2P lending cashback bonus, you must complete your registration and read and sign the cashback offer's terms and conditions.

It’s worth noting that:

  1. In most cases, you must deposit money and invest on the site to obtain your cashback bonus.
  2. Most of the European P2P lending platforms are available for investors both within and outside of Europe; however, the only requirement is that you often need to deposit money from a European bank account that you’ve opened in your name.
  3. Want to get started from outside of Europe? We suggest opening a digital bank account with N26 or a borderless account with Transferwise in euros, as most investment opportunities are listed in euros.

The terms and conditions differ for each platform; however, you can find essential information in our table above.

To get more details about a specific cashback offer, find the review of the platform you’re interested in and refer to the promo section.

Most P2P bonus offers target European investors. If you reside outside of Europe or in the U.S., you might not be eligible to receive a bonus. We recommend reviewing our independent platform reviews, where you can find out whether you can register and earn a yield on a dedicated platform.

Three different types of cashback offers:

1. Sign-Up Bonus

The sign-up bonus rewards the new investor with money as soon as they sign up. This type of bonus is sporadic; most platforms require investors to deposit money and invest in obtaining the reward.

Bondora is the only platform that gives new investors a €5 bonus without depositing money.

p2p bonus

2. Investment Bonus

Euro Bonus

The P2P lending investment bonus is more common than the sign-up bonus. With this type of cashback, new investors that invest the required amount of money on a particular P2P lending platform will receive a bonus of €10 - €25.

The minimum investment amount needed to obtain the bonus varies, depending on the platform, but you can expect this value to be at least €50. On Rendity, the minimum investment amount is €500.

Time Bonus

The most popular cashback offer amongst European P2P lending platforms is a time-span bonus.

Here’s how it works: new investors receive a cashback bonus calculated from the average investment amount during a given period, usually 90 days.

Investors typically receive a cashback bonus of 0.5% - 1%, which is paid out either after 90 days or in installments - every 30 days within 90 days.

p2p cashback bonus

3. Loyalty Bonus

A loyalty bonus, or the ‘VIP bonus’ as it is sometimes referred to, does exactly what it says on the tin - it rewards the most loyal or ‘active’ investors, who invest more significant sums of money.

Currently, there are only four platforms that offer this type of reward:

p2p bonus

We list more about the above bonuses in our dedicated section about cashback offers for all investors. 

Some platforms also offer monthly cashback campaigns where all investors can participate. By investing in certain assets (loans), you can typically increase your investments by 1% - 2%.

These bonuses are usually only available for a limited period, with offers expiring after the campaign. Platforms like Lendermarket, IUVO, and Mintos often offer promo campaigns.

What To Do Before Using a Cashback Offer

P2P lending cashback offers are great, but they should not be the only incentive for new investors considering using a P2P lending site.

If you are new to P2P lending, we suggest reading our in-depth tutorials within our P2P lending academy to fully understand the concept of P2P lending.

Before signing up to any sites for cashback offers, complete this nifty list:

Disclaimer: At P2P Empire, we’re all about transparency, which is why we think it’s essential that you know that if you use our referral links, we will get a small commission that helps cover the cost of our project.

What do we do with this money?

We invest it in our site and, ultimately, you!

We use the money to create more valuable investment content that you have free access to.

Our goal is to become the best resource for information about P2P lending in Europe, and we appreciate everyone who supports our initiative.

Additionally, the more content we have, the more bonuses we can secure and share!

These bonuses are exclusive to our site, meaning you’ll unlikely find them elsewhere!

Does that sound good to you?

Sign up on one of the famous P2P lending platforms that fit your needs and start earning passive income.

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Is P2P lending safe?

The safety of your P2P lending portfolio depends on your ability to access risk. While P2P lending is not risk-free, you can significantly lower your risk by conducting due diligence on the P2P lending platform and its management.

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How much can I make with P2P lending?

P2P investors can expect an annual return between 6% and 15%. Your profit depends on the type of loans you are funding and the risk you are willing to take.

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How do P2P lenders make money?

P2P lenders make money from the interest and fees that are charged to borrowers.

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Is P2P lending a good investment?

P2P lending can be a good investment tool to bring more stability to your investment portfolio, as the return from P2P loans is more predictable than the potential return from other investments.