N26 Review 2025

Table of contents

Jakub Krejci

Founder

Fact

Checked

Jakub Krejci, the founder of P2P Empire, brings six years of expertise in navigating and investing across diverse P2P lending platforms. Drawing insights from over 50 interviews with industry CEOs and founders, Jakub offers a unique perspective in the peer-to-peer lending realm. Renowned for his high-quality reporting and regular updates, Jakub stands as a trusted authority for individuals navigating the dynamic P2P investment landscape.

Editorial Note: We earn a commission from partner links on P2P Empire. Commissions do not affect our editors' opinions or evaluations of products.

Disclaimer: Investing involves risk, and past performance does not guarantee future results. The content on this website is for informational purposes only and should not be considered investment advice. Market conditions and platform terms can change frequently. While we strive to keep our information accurate and up to date, we cannot guarantee its completeness or reliability at any given time. You are solely responsible for your investment decisions and for staying informed about any developments that may affect your portfolio. We do not accept any liability for actions taken based on the information provided here.

FAQ about N26

Is N26 free?

N26 offers a basic bank account and a virtual debit card for free. Physical debit cards and additional perks are subject to fees.

Is N26 trustworthy?

In our six-year-long experience, we have never had any issues with N26. There have been, however, some instances where the N26 restricted access for accounts suspected of money laundering or illegal activities. That's, however, the case with almost any regulated bank, as regulation and compliance are evolving.

Does N26 support Google Pay and Apple Pay?

N26 supports contactless payments with Apple Pay and Google Pay. You can add your Mastercard number to Apple or Google Pay to pay at terminals with your phone.

Does N26 support joint accounts?

Premium N26 users can create shared spaces and use those spaces together with other approved premium N26 users. N26 bank supports up to 10 shared spaces.

Is N26 a real bank account?

N26 bank GmbH is a licensed and regulated German bank. It offers a real bank account protected by the German Deposit Protection Scheme of up to €100,000.

How many users use the N26 bank account?

N26 bank has over 8 million customers in 24 European markets.

Relevant Articles

Wise Card Review 2025 Wise card is one of the most popular debit cards offered by the digital bank Wise (formerly Transferwise). Are you wondering whether this debit card is worth it?

21 March 2023

BLOG-FEATUREDIMAGE/how-to-save-money.webp

How To Save MoneyWondering how you can save money? In this ultimate guide, you will learn about 14 easy ways that will help you save money right now.

17 June 2023

EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.