What is P2P Lending?

    Table of contents

Table of contents

    FAQ

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    Is P2P lending safe?

    The safety of your P2P lending portfolio depends on your ability to access risk. While P2P lending is not risk-free, you can significantly lower your risk by conducting due diligence on the P2P lending platform and its management.

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    How much can I make with P2P lending?

    P2P investors can expect an annual return between 6% and 15%. Your profit depends on the type of loans you are funding and the risk you are willing to take.

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    How do P2P lenders make money?

    P2P lenders make money from the interest and fees that are charged to borrowers.

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    Is P2P lending a good investment?

    P2P lending can be a good investment tool to bring more stability to your investment portfolio, as the return from P2P loans is more predictable than the potential return from other investments.

    Top Platforms

    rating(5629)
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    Earn on average (Per Year) 9%

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    Portfolio Quality: 100% of the portfolio is performing well.

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    BUYBACK

    rating(3001)
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    Earn on average (Per Year) 11.78%

    Portfolio status

    Portfolio Quality: 100% of the portfolio is performing well.

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    Secured by

    A MORTGAGE

    rating(6316)
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    Earn on average (Per Year) 11.83%

    Portfolio status

    Portfolio Quality: 100% of the portfolio is performing well.

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    investing riskInvesting on any investment platform is subject to risks. The actual profit from your investment may vary.

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    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2025 All rights reserved.

    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2025 All rights reserved.