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The safety of your P2P lending portfolio depends on your ability to access risk. While P2P lending is not risk-free, you can significantly lower your risk by conducting due diligence on the P2P lending platform and its management.
P2P investors can expect an annual return between 6% and 15%. Your profit depends on the type of loans you are funding and the risk you are willing to take.
P2P lenders make money from the interest and fees that are charged to borrowers.
P2P lending can be a good investment tool to bring more stability to your investment portfolio, as the return from P2P loans is more predictable than the potential return from other investments.