Explore our blog articles to learn how to increase your income and save money ⏩ Online brokers ⏩ Debit Cards ⏩ Crypto wallets.

Blog | Personal Finance Guides & Reviews

Increase your wealth with insights from the finance world. 

Blog 

Peerberry

Esketit

InRento

Crowdpear

Robocash

Fintown

Income

Capitalia

Lande

YouHodler

Profitus

Ledn

Afranga

Bondora

Swaper

Mintos

Crowdestate

CrowdedHero

Lonvest

GoParity

Indemo

Heavy Finance

Viainvest

Iuvo Group

Bridgefund

Brickstarter

Neo Finance

Nordstreet

EvenFi

Civislend

EstateGuru

Twino

Debitum

Bondster

Bullride

Bulkestate

Crypto

Nibble

Crowdestor

Lendermarket

Max Crowdfund

Coinrabbit

Monefit

Wisefund

Reinvest24

Viventor

Loanch

MyConstant

Nexo

Celsius

DoFinance

Haru Invest

Yield App

Rendity


Grupeer

Fast Invest

Envestio

Bondora Alternative

<article>
<h2>Bondora Alternatives</h2>
<p>Bondora is a popular Estonian-based P2P lending platform that used to offer 6.75% interest per year with its Go &amp; Grow product. Bondora has unfortunately decreased the rate to 4% for new users, meaning if you are about to open a Bondora Go &amp; Grow account, you can only use the "Unlimited" level, which allows you to earn 4% per year without any monthly limits.&nbsp;</p>
<p>Earning 4% per year by investing in unsecured loans is <a href="https://p2pempire.com/en/is-peer-to-peer-lending-safe">not the best risk and return ratio</a>, which is why you should consider better alternatives.</p>
<p><mark>Watch our video to find out more about the currently best Bondora alternatives.</mark></p>
<div class="videoBox">
<div class="videoWrapper videoWrapper169 js-videoWrapper"><iframe src="" frameborder="0" class="videoIframe js-videoIframe" data-src="https://www.youtube.com/embed/Oe620i6l0yA?autoplay=true&amp; modestbranding=1&amp;rel=0&amp;hl=sv"></iframe> <button class="videoPoster js-videoPoster" style="background-image: url('https://i.ytimg.com/vi/Oe620i6l0yA/maxresdefault.jpg');"></button></div>
</div>
<p>This article introduces you to some of the best Bondora alternatives that help you generate passive income while keeping your investments safe.</p>
<h2>Why Should You Consider an Alternative to Bondora?</h2>
<p>Bondora is an established P2P lending platform with over 200,000 registered investors and &euro;651 M in issued loans. The company isn't very transparent about the loans investors invest in, which means you are essentially investing in a black box.&nbsp;</p>
<p>The P2P lending site also regularly changes the terms for investors, either introducing monthly yield limits or reducing the interest rate.&nbsp;</p>
<p>While the instant exit feature of Bondora's Go &amp; Grow product is undoubtedly a benefit, it's not worth the 4% interest per year.&nbsp;</p>
<h2>Criteria for the best Bondora Alternatives</h2>
<p>Here at P2P Empire, we monitor the developments of various P2P-lending platforms and invest alongside you.</p>
<p>A suitable Bondora alternative needs to fulfill the following criteria:</p>
<div class="checklist-box">
<ul>
<li>Protecting investors' interest</li>
<li>Offering attractive yields</li>
<li>Secondary market</li>
<li>Reliable performance</li>
<li>Reliable buyback guarantee</li>
<li>Enough available loans</li>
</ul>
</div>
<p>The listed criteria will help you choose the best alternative to Bondora, so you can generate passive income.</p>
<h2>4 Best Bondora Alternatives</h2>
<p>The following platforms are some of the currently best alternatives to Bondora.</p>
<table class="comparison4">
<tbody>
<tr>
<th>Bondora Alternatives</th>
<th>Average Interest</th>
<th>Protection</th>
<th>Investment Type</th>
</tr>
<tr>
<td>Esketit</td>
<td>13.33%</td>
<td>Buyback Guarantee</td>
<td>Short-Term</td>
</tr>
<tr>
<td>Robocash</td>
<td>11.61%</td>
<td>Buyback Guarantee</td>
<td>Consumer &amp; Commercial loans</td>
</tr>
<tr></tr>
<tr>
<td>Income</td>
<td>11.81%</td>
<td>Buyback Guarantee</td>
<td>Consumer</td>
</tr>
<tr>
<td>PeerBerry</td>
<td>11.09%</td>
<td>Buyback Guarantee</td>
<td>Consumer</td>
</tr>
</tbody>
</table>
<h2>Esketit</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/esketit-review.webp" border="0" alt="esketit review" width="auto" height="auto" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/esketit-review.webp" />
<h3>Esketit Highlights</h3>
<ul>
<li>Backed by a profitable finance group</li>
<li>Reliable buyback guarantee</li>
<li>Reliable performance</li>
<li>Early exit option</li>
</ul>
<h3>Why is Esketit a Good Bondora Alternative?</h3>
<p>Esketit offers plenty of investment opportunities, which means your money will instantly be invested. The auto investment strategies enable you to exit your position whenever needed.</p>
<p>As of writing, the liquidity on Esketit is excellent. A &euro;10,000 portfolio can be sold on the secondary market within a few hours, which gives additional flexibility to your P2P portfolio. Esketit could also be considered a high-yielding <a href="https://p2pempire.com/en/savings-account-alternative">alternative to savings accounts</a>.</p>
<p>The platform offers a reliable buyback guarantee, meaning you can rely on the fact that delayed loans will be repurchased from you after 60 days.</p>
<p>We have been investing in Esketit for several months, and the performance of the loans has been excellent so far. You can start investing on Esketit from &euro;10, meaning the platform is beginner-friendly.</p>
<p>Esketit offers up to 14% interest if you invest in Jordan loans. New investors can get a 1% bonus when signing up with our link or using our <a href="https://p2pempire.com/en/cashback-bonus/esketit-promo-code">Esketit promo code</a>.</p>
<p class="question">Ready to get started?</p>
<button class="redirect external_link_button promo" value="esketit">Earn Interest on Esketit</button>
<p class="question">Or read more about the platform in our <a href="https://p2pempire.com/en/review/esketit">Esketit review</a>.</p>
<h2>Robocash</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/robocash-review.webp" border="0" alt="robocash review" width="auto" height="auto" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/robocash-review.webp" />
<h3>Robocash Highlights</h3>
<ul>
<li>Backed by a profitable finance group</li>
<li>Reliable buyback guarantee</li>
<li>Reliable performance</li>
<li>Liquid Secondary Market</li>
</ul>
<h3>Why is Robocash a Good Bondora Alternative?</h3>
<p>Robocash is backed by a profitable Robocash Group, which has so far been fulfilling all obligations towards P2P investors.</p>
<p>On Robocash, you can invest in loans from Spain or Asia. A very reliable 30-day buyback guarantee backs your investments.</p>
<p>Depending on the selected loan term, you can earn between 9% and 13% interest annually by investing in loans on Robocash.</p>
<p>The platform offers a very liquid secondary market, meaning you can sell your investment anytime should you need your money back before the end of the loan term.</p>
<p>While Robocash doesn't offer an instant exit, you can liquidate most of your portfolio within seven days.</p>
<p>Like Esketit, Robocash also offers investment opportunities from just &euro;10.</p>
<p class="question">Sign up now and get up to a 1% bonus on your investments. Click on the link below to redeem your <a href="https://p2pempire.com/en/cashback-bonus/robocash-referral-code">Robocash bonus</a>.</p>
<button class="redirect external_link_button promo" value="robocash">Earn Interest on Robocash</button>
<p class="question">Or read our in-depth <a href="https://p2pempire.com/en/review/robocash">Robocash review</a>.</p>
<h2>Income Marketplace</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/getincome-review.webp" border="0" alt="income marketplace review" width="auto" height="auto" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/getincome-review.webp" />
<h3>Income Marketplace Highlights</h3>
<ul>
<li>Unique protection system</li>
<li>Reliable buyback guarantee</li>
<li>Reliable performance</li>
<li>No Secondary Market</li>
</ul>
<p><mark>Income is an optional choice due to the lack of a secondary market. </mark></p>
<h3>Why is Income a Good Bondora Alternative?</h3>
<p>Income is a relatively new P2P marketplace from Estonia. The platform offers advanced protection features such as Junior Share and Cashflow buffer, which we explain in our dedicated Income Marketplace review.</p>
<p>There are plenty of investment opportunities available for Income. You can earn 12% interest by investing in loans from Mexico, Indonesia, Estonia or Colombia.</p>
<p>All your investments are backed by a 60-day buyback guarantee and the lender's loan portfolio. To our knowledge, the buyback guarantee on Income has always been honored so far.</p>
<p>The performance of the loans on Income has been as expected. Most of the obligations towards investors are covered according to the payment schedule. There are no pending payments, and the amount of funds in recovery is much lower than on other marketplaces, which makes investment on Income hassle-free.</p>
<p>The only downside of Income is the non-existent secondary market, meaning you can't exit your investment before the end of the loan term. Income is also offering investments from just &euro;10, so if you don't need a secondary market, Income might as well be a suitable alternative to Bondora.</p>
<p class="question">Sign up on Income and get a 1% <a href="https://p2pempire.com/en/cashback-bonus/income-marketplace">Income Marketplace bonus</a>!</p>
<button class="redirect external_link_button promo" value="income">Earn Interest on Income</button>
<p class="question">Or read our in-depth <a href="https://p2pempire.com/en/review/income">Income review</a>.</p>
<h2>PeerBerry</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/peerberry-review.webp" border="0" alt="peerberry review" width="auto" height="auto" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/peerberry-review.webp" />
<h3>PeerBerry Highlights</h3>
<ul>
<li>Reliable group guarantee</li>
<li>Reliable buyback guarantee</li>
<li>Good diversification</li>
<li>No Secondary Market</li>
</ul>
<p><mark>PeerBerry is an optional choice due to the lack of a secondary market. </mark></p>
<h3>Why is PeerBerry a Good Bondora Alternative?</h3>
<p>PeerBerry offers a significantly better return on your investment compared to Bondora. During our research, PeerBerry was able to address all critical questions. At the same time, Bondora was never ready to share any insights nor join us for a P2P talk to discuss Bondora's loan performance.</p>
<p>PeerBerry offers a variety of investment opportunities in short-term or real estate loans backed by a buyback guarantee.</p>
<p>All your investments are backed by a 60-day buyback guarantee and a group guarantee.</p>
<p>During normal market conditions, the performance of PeerBerry's loans is very reliable. Unfortunately, due to the higher exposure in Russia and Ukraine, the transfers outside of those countries have been halted, meaning PeerBerry's partners could not fulfill the obligation towards investors.</p>
<p><mark>Loans from war-affected countries are currently being repaid under the group guarantee agreement. The entire repayment of war-affected loans is expected by mid-2023.</mark></p>
<p>PeerBerry's loans in Poland, Kazakhstan, and Vietnam perform exceptionally well, which is also why the availability of those loans might be somewhat smaller.</p>
<p>The only significant downside of PeerBerry is its lack of a secondary market, making it one of the less attractive alternatives to Bondora if your goal is to have immediate liquidity.</p>
<p class="question">Sign up on PeerBerry and get a 0.5% <a href="https://p2pempire.com/en/cashback-bonus/peerberry-referral-code">PeerBerry bonus</a>!</p>
<button class="redirect external_link_button promo" value="peerberry">Earn Interest on PeerBerry</button>
<p class="question">Or read our in-depth <a href="https://p2pempire.com/en/review/peerberry">PeerBerry review</a>.</p>
<h2>Final Thoughts on Alternatives to Bondora</h2>
<p>Robocash and Esketit are likely the best alternatives to Bondora in this list. While each platform has its pros and cons, we believe they all offer an excellent opportunity to earn interest on your investments.</p>
<p>Ready to try out some of the alternatives to Bondora? Start earning passive income on one of the listed platforms or explore our <a href="https://p2pempire.com/en/review">in-depth reviews about other P2P lending sites</a>.</p>
</article>

PeerBerry vs Mintos - Which Platform Is Better in 2024?

Best PeerBerry Alternatives

Best Bondora alternative ⏩ earn up to 14% per year ✔️ Better than Bondora Go & Grow ⭐ Instant Exit Option ⏩ Compare best Bondora alternatives.

Best Bondora Alternative in 2024

Find the best alternative to Bondora Go & Grow

Best Bondora Alternatives

Bondora Alternative

Table of contents

Top Platforms

Latest Guides

About us

P2P LENDING

MEDIA

About us

P2P LENDING