globe icon
Available for EU residents

EstateGuru Review

Last update | 01. June 2023

globe icon
Available for EU residents
shield icon
Secured bya mortgage
cashback badgeGet a 0.5% Bonus
chart icon
Earn on average (Per Year) 10.59%


Chosen 1926 times

tested badge
Tested Platform
  • Property-backed P2P loans

  • Low default rate in Estonia

  • 95% secured by a 1st-rank mortgage

  • Established crowdfunding platform

Risk & Returnnumber of stars
Usabilitynumber of stars
Liquiditynumber of stars
Supportnumber of stars
checked iconAuto Invest
checked iconSecondary Market
checked iconCashback
checked iconRegulated
closed iconBuyback Guarantee
Min. Investment 50
Loan Originators1
Loan Period in Months6 - 36
Loan TypeReal Estate
Interest7% - 12%



calendar image

Year founded:


arrow image

Investors' earnings:

€ 59M

wallet image

Total invested:

€ 689M

arrow down image

Loss of investors' money:

€ 40.121

user image

Number of investors:


graph image

Average portfolio size:

€ 6.054

document image

Funds in recovery:

€ 125M

    Table of contents

Table of contents

EstateGuru Review Summary

While EstateGuru used to be the best real estate P2P platform in Europe, the platform's performance has been suffering in 2023. The platform will have to recover a substantial amount of loans to regain investors' trust.

Main takeaways from our EstateGuru review:

  • Legitimate platform
  • Mortgage-backed investments
  • Poor risk assessment in Germany
  • Professional debt collection
  • More than 40% of loans are in recovery

Are you still with us? Loans from Estonia are still one of the best-performing loans on EstateGuru. Sign up on EstateGuru and get a 1% cashback bonus. It only takes 2 minutes.

Ready to become a real estate investor?

The 1% bonus offer is valid only for new investors who register with our link and invest until end of May 2023.

Not sure about EstateGuru? Try some suitable EstateGuru alternatives.

What is EstateGuru?

EstateGuru is Europe's most popular and reliable P2P real estate platform. Since 2014 the platform has paid out €58 M in interest to over 154,000 investors. You can invest in property-backed loans with an average return of 10.45%. How? Find out in our EstateGuru review after five of investing on the platform.

estateguru review


  • Well-developed crowdlending platform
  • Solid risk management in the Baltics
  • Liquid secondary market
  • Individual bank account from Lemonway


  • Not suitable for short-term investors
  • 2% secondary market fee
  • 35% early exit fee
  • €1 withdrawal fee
  • High default rate in Germany and Finland

Click on the video below to learn more about our experience with the platform.

Watch our latest EstateGuru review here:

This video review was recorded in 2021. Continue reading to find out how the situation has developed since then.

EstateGuru in Numbers

Are you thinking about joining EstateGuru?

We strongly suggest reviewing EstateGuru's statistics page. It gives you a good idea about the platform's track record, and simultaneously, you can retrieve valuable insights from EstateGuru's loan book.

Navigate to EstateGuru statistics page, click on the "Outstanding Portfolio" tab, and select individual countries in the dropdown field to get a quick overview of how the loans are performing in their respective countries. 

Adjusting the investment strategy based on the performance of the outstanding loans is the key to success on EstateGuru. 

Evaluating the platform's loan portfolio's track record and historical performance is good practice when investing in crowdfunding platforms.

The default rate of EstateGuru's outstanding portfolio is currently at 38%.

estateguru default rate

To gather more details about the current default rate and the performance of the outstanding portfolio, head over to EstateGuru's statistics page.

The average recovery period is historically around 12 months. This isn't, however, valid for the defaulted loans in Germany, where the expected recovery date is expected to be in 2025.

Read more about the default rate and EstateGuru's recovery plan in our dedicated article, where we discuss the default rate with EstateGuru's CEO.

EstateGuru Referral Code - Earn 0.5% EstateGuru Bonus

New investors on EstateGuru are eligible to receive an EstateGuru bonus. This is how the EstateGuru referral code works:

  • With our exclusive EstateGuru referral link, you will receive a 0.5% cashback bonus, calculated from your average portfolio size after the first 90 days of registration.
estateguru bonus

Sign up and invest now to get your 0.5% EstateGuru cashback bonus.

You do not need to type in our regular EstateGuru referral code during your registration to receive this bonus.

Ready to get that 0.5% EstateGuru bonus?

EstateGuru’s User Requirements

To sign up on EstateGuru and invest in property-backed loans, you need to pass the following new user requirements:

  1. Be over 18 years old
  2. Have a European bank account

That's it!

If you don’t have a bank account yet, we recommend N26. We use this bank ourselves when testing various P2P platforms. The transfer of funds usually takes no longer than one or two days. If you are from a Non-European country, you can use a Wise card to invest in EstateGuru. Note that you need to have your IBAN to be eligible to register on EstateGuru.

No EUR bank account? No problem

  • 💳
  • 💳

You can invest on EstateGuru even if you reside outside of Europe as long as you have a European Bank account which is required to deposit funds to your new Lemonway bank account offered by EstateGuru. This increases the safety of your uninvested funds on the platform.

EstateGuru offers significantly higher returns than most P2P lending platforms from the UK or the U.S., which makes it an attractive alternative.

🧾 Is EstateGuru withholding taxes?

EstateGuru does not withhold taxes. You must declare your earnings in the country where you are a tax resident. EstateGuru lets you download tax statements that you can add to your annual tax report.

Risk and Return

Are you wondering whether investing on EstateGuru is safe? Let's have a look at the securities.

Secured Investments

The most significant advantage of investing on EstateGuru is that a mortgage secures your investments.

This protection scheme is much more valuable than any buyback guarantee found on Mintos, Esketit, or Lendermarket.

While a first-rank mortgage often backs your investments, there is no 100% guarantee that you won't experience a loss at some point. Investing in high-yielding loans is not like putting your money in your savings account.

Analyze the EstateGuru portfolio to find out how to optimize your investments, and decrease the default rate, or keep reading to learn about EstateGuru.

Why can EstateGuru offer up to a 12% interest rate on secured loans? Let's find out in this video:

During every due diligence process, the risk team of EstateGuru evaluates the profitability of the real estate deal. The platform analyzes the borrower's "exit plan" and considers whether the borrower can repay the loan with the accrued interest.

Most borrowers on EstateGuru are experienced developers who buy or build properties and sell them with a hefty profit. During our talk with the Co-Founder and Head of Risk and Innovations, we learned that it's common to earn a 30% profit per year by investing in real estate deals. This is, of course, subject to market conditions.

Most of the borrowers lend only about 50% of the required funds, which means that with a 10% interest rate, the funding cost for the borrower is only around 5% per year. The potential profit of the renovated or constructed property can easily cover the funding cost on EstateGuru.

Assess the Risk Yourself

If you are cautious about money, you want to invest on EstateGuru and inspect every project before investing manually. It's not required, but it's good practice for those ready to become serious about investing on EstateGuru.

Professional Investors on EstateGuru

It's also no secret that EstateGuru is onboarding institutional investors that invest millions of euros alongside retail investors. This significantly improves the platform's credibility as institutional investors conduct a much more complex due diligence than most retail investors.

Risk Management

EstateGuru is the most professional crowdfunding platform in Europe. This fact is supported by its professional risk management process.

estateguru loans review

Here is the process that EstateGuru follows for every loan listed on the platform.

Every project listed on EstateGuru comes with a valuation report from certified real estate valuators. Multiple team members review all the collected documents before the credit risk committee approves the loan.

This strict vetting process is also why EstateGuru has a good track record in loan recoveries.

Keep in mind that even this process isn't bulletproof. There are still some risks that could materialize and impact your return.

Is EstateGuru Safe?

Are you wondering who's behind the platform and whether the terms and conditions are legitimate? We have done the homework for you. Check out our results.

Watch our on-site due diligence at EstateGuru's headquarters in Tallinn:

Who Runs the Company?

EstateGuru is founded by Marek Pärtel and Kaspar Kaljuvee. Mr. Pärtel is currently the board chairman, and Mr. Kaljuve is leading the department of Risk Innovations and Risk projects.

EstateGuru’s CEO is Mihkel Stamm, which has been with the company since its inception.

Who is the Company’s Legal Owner?

CEO and co-founder Marek is joined by Mr. Kristjan-Thor Vähi, who currently acts as a passive co-founder within the platform.

Other partners and co-founders also include Mr. Marko Arro (responsible for the financial side) and Mr. Kaspar Kaljuvee (who takes care of the risk side).

Are There Any Suspicious Terms and Conditions?

Are you ready to read through 25 pages of fine print? No? We thought you’d say that, so we’ve done it for you, and here’s what we found.

Clause 12 - Debt Collection Explained

During our investment journey on EstateGuru we have talked to various people from the management, including Andres Luts, the Chief Risk Manager at EstateGuru. If you are interested in learning more about debt collection, you can watch our interview here.

It’s good to see that this process is also mentioned in EstateGuru’s terms and conditions.

estateguru review

Here is one of the funded projects we have had the chance to visit during our on-site due diligence in Tallinn.

Clause 4.5 - Storage of Funds

EstateGuru currently stores your funds in EstateGuru's bank account, which is separated from other companies' business accounts.

estateguru review

EstateGuru confirmed that it's currently working to introduce dedicated IBAN accounts in partnership with its partner Lemon Way. Most investors have already received a new IBAN account, which increases the safety of uninvested funds.

Clause 15.1 - Amendments

EstateGuru can amend the terms and conditions without prior notice.

estateguru terms

This is one of the few things we dislike about EstateGuru.

Fortunately, EstateGuru listened to our suggestions, and from now on, you will be notified about any changes when logging into your account.

estateguru changes

While EstateGuru won't notify you in advance, it's certainly a good step towards being even more transparent with you.

Do Investors Have Access to Individual Loan Agreements?

Investors on EstateGuru do have access to individual loan agreements. You can view them in the Documents section of your investor’s account.

estateguru agreement

When completing our due diligence of EstateGuru, we did not find anything extraordinary or suspicious about EstateGuru's team members.

Curious about what else we look at when conducting our research?

Potential Red Flags

  • Potential breach of internal processes by the management team in Germany in 2020/2021

Learn more about possible red flags in our guide about how to avoid investing in P2P lending scams.

What's Our Opinion Of EstateGuru?

We have been investing in EstateGuru for several years and even met the team in Tallinn twice to visit some real estate projects and talk to the management.

EstateGuru is a legitimate business with a proven track record and a large team, so we continuously increase our investment in EstateGuru.

The platform has an excellent track record, despite facing many challenges in 2023, mainly due to it's defaulted loans in Germany.

Remember that loans can default on any platform; at some point, EstateGuru might not recover all of the loan principal.

In most cases, EstateGuru has always managed to retrieve the outstanding balance with a positive return for you. 

That's exceptional, so we have used EstateGuru as one of our primary P2P lending sites for more than four years.

estateguru portfolio

Here is a sneak peek into our current EstateGuru portfolio. Our portfolio has grown to more than €14,000.

Our portfolio is well-diversified, and a first-rank mortgage backs all our investments.

We invest only manually on EstateGuru, which allows us to vet individual projects and allocate funds according to our risk profile. Our focus are projects from the Baltics.

Using automated investment strategies can lead to increased delayed or defaulted loans from Finland or Germany.

EstateGuru is a suitable platform for more advanced investors who don't mind spending a few minutes per month to analyze potential investment opportunities.

If your goal is to diversify your portfolio across mortgage-backed loans, EstateGuru is a good option to consider.

The platform has plenty of available loans to invest in, so you won't suffer from cash drag, as is often the case on other platforms.

EstateGuru's expansion strategy has, however, backfired, and currently, most of the platform's loans in Germany have defaulted.

To a certain extent, this situation affects our portfolio's liquidity. Despite the current events, we remain invested on the platform.

EstateGuru will have to recover a substantial portion of its portfolio during 2023 and 2024 to regain investors' trust.


Regardless if you are starting out or already investing on other platforms.

Investing on EstateGuru is simple and intuitive.

You can either invest manually or set up your Automated Strategy and let the tool do the work for you.

Automated Investment Strategies

EstateGuru has recently upgraded its Auto Invest and introduced a new way to diversify your portfolio with Automated Investment Strategies.

estateguru auto invest

You can choose between three strategies:

  1. Conservative
  2. Balanced
  3. Custom

Conservative Strategy

The pre-defined conservative strategy will diversify your portfolio across loans with the following characteristics:

  • LTV up to 67.5%
  • Only Bullet (incl. Annuity) Loans
  • No Stage Loans
  • Only bridge loans, business loans and development loans
  • Only Loans from Estonia, Germany, Finland, Lithuania, Latvia
  • Max. exposure per loan can be customized
  • Only first-rank mortgages
  • Up to 18 months

Our Thoughts On The Conservative Strategy

The conservative strategy is suitable for investors who regularly deposit a few hundred Euros per month on EstateGuru and prefer stable lower returns from projects with a lower risk (and LTV). This strategy avoids multiple investments in stage loans, which lowers your risk significantly. You can also easily control the exposure into a single loan. The downside of this strategy is that you can't exclude loans from certain countries where the default rate tends to be higher.

Balanced Strategy

The balanced strategy suits investors who prioritize higher returns and lower cash drag. It comes with the following pre-defined settings:

  • LTV up to 75%
  • Stage Loans are included
  • All Countries are included
  • Max. exposure per loan can be customized
  • Any loan securities are accepted
  • Up to 60 months

Our Thoughts On The Balanced Strategy

The balanced strategy includes all countries, including markets such as the Netherlands and Spain, where EstateGuru is just starting. Using this strategy, you will invest in multiple-stage loans, increasing your exposure to a single project. It’s a strategy that will diversify your portfolio across all projects, significantly increasing your risk. To lower the risk within this strategy, we suggest keeping the max. exposure to a single loan at €50.

Custom Strategy

The custom strategy is the improved Auto Invest with new settings that let you define the exposure to a single project and individual borrowers.

The most significant benefit of all strategies is that you can use them with minimum exposure to a single loan from €50.

Which One is the Best Strategy?

This depends on your risk tolerance. Based on our experience with EstateGuru, we would either suggest the conservative or the custom strategy, where we would exclude stage loans and limit the exposure per borrower. If you want to take control of the risk, manually investing is the best approach.

Watch this video to pick the best strategy for you:

Investing on EstateGuru Manually

EstateGuru’s basic Auto Invest won’t let you control your investments if you invest lower investment amounts. Here are some points you should evaluate when choosing your own loans on EstateGuru.

All eight factors will help us determine whether the particular real estate investment fits our investment strategy on EstateGuru.

Our EstateGuru Strategy

We use EstateGuru to invest in property-backed loans for around 12 months. This helps us diversify our risk within the P2P lending industry as we also invest in the business and microloans on other platforms. Most of the loans in our portfolio are chosen manually. We are very conservative in evaluating investments from Germany and Finland, as those tend to have a higher default rate in recent months. 

Our Evaluation Methodology

Interest Rate

While we look at the interest rate, it isn’t a significant factor on EstateGuru as most projects offer annual yields between 10% and 12% anyway. 


What we prioritize is the LTV (loan-to-value). The lower the LTV, the lower the risk of default. According to EstateGuru, the real estate market would need to drop by 50% to 60% for the investors to lose their investments (in case the property would need to be liquidated, which is unlikely). We aim to fund projects with an LTV of less than 70%.

Project Stage

In the next step, we look at the stage of the project. Construction companies expect to take loans in stages in the real estate development industry as they don’t need the entire loan amount at once. If we have already invested in the same project but in a different stage, we only invest more into the same project if we haven’t spotted any past delayed payments from the borrower.

You can look up your late loans in your portfolio.

estateguru review

In which exact stage you invest doesn't matter. If the loan defaults, all the stages will likely default and after the collateral is sold, investors will be repaid proportionally rather than chronologically.

Loan Period

We aim not to commit our capital for too long, so we only fund projects for 12 months or less.

estateguru evaluation

Mortgage Rank

Always look at the collateral value and the mortgage rank. We exclusively invest only in first-rank mortgages. We don't see a reason to invest in second-rank mortgages.


The risk of your investment in real estate is always reflected by the valuation of the property, which is why you better look into the company that is evaluating the collateral.

In this case, the evaluation was done by Inreal, a licensed real estate company from Lithuania. Do a quick Google search about the validator to ensure it’s a legitimate and licensed company.

estateguru valuator


Licensed real estate agencies mostly do the collateral (securities) evaluation. Those documents, together with the borrower information and the business plan, are double-checked by the EstateGuru risk team (Credit Committee), who also sets the loan terms.


Location is often the most critical value-adding factor. Our strategy is to invest in metropolitan areas as the properties close to cities tend not to lose as much value during an economic downturn as in the countryside.

You should research the property's address, which serves as a mortgage, and verify whether there is a good connection to the city.

More experienced investors might also consider excluding certain countries where the default rate is historically higher. Finland or Germany could be two countries to exclude, depending on your risk tolerance. We recommend analyzing EstateGuru's loan book to understand the performance of the platform's loans. 

Borrower’s History

Would you like to borrow money from a company that had difficulties paying back in the past? Let's hope not. Have a look at the borrower's history to see whether you can spot any delays or defaults.

estateguru review

Unfortunately, if you haven’t invested in previously funded projects by the same borrower, you won’t be able to see the loan details. What you can see, however, is the status icon. If it’s blue, it means there are no delays. If the icon has an orange part, the loan is delayed. The red icon represents a defaulted status.

It might appear like a hassle to evaluate real estate projects, but you can do your evaluation in less than five minutes as soon as you get the hang of it. This process will significantly increase the control over your investments as compared to using the Auto Invest.

You want to know where you invest your money, right?

The downside of not using Auto Invest is that you might limit your diversification.

You might also encounter cash drag if you end up with uninvested funds in your account. To compensate for this, you can increase the minimum investment amount to €300 or €500, depending on your total portfolio amount.

If you can spend ten minutes per week evaluating your real estate investments, we suggest doing so.

Investing on the Secondary Market

The strategy mentioned above applies to manual investments on the primary market, meaning you invest directly in newly originated loans.

EstateGuru has a dedicated secondary market, which you can use if you have uninvested funds in your EstateGuru account.

A secondary market is where you can sell or buy investments before the end of the investment period.

estateguru secondary market

You can use filters to sort offers based on your preferences (your investment strategy). You can also sort the columns as you wish.

You will get additional information about real estate investment if you click on the small shopping cart icon.

You can only buy the entire investment on the secondary market and not a part of it. If someone sells an investment for €1,740, you must buy the total amount.

estateguru secondary market

You should also look at the “seller expected earnings” and “buyer expected earnings” and match this with the loan updates.

In this scenario, the borrower cannot repay the loan, and EstateGuru is taking over the collateral.

While it seems like a good deal since the end of the loan term is within two weeks. The loan principal's actual recovery can take months, making the “buyer expected earnings” a blurry estimate. Likely, you won’t receive the loan principal at the end of the official loan period if you invest in this loan.

Investing in the secondary market certainly takes more time. If you spot a good deal where the likelihood that Borrower will repay the loan in time is very high, you can use the secondary market to increase your yields.

The secondary market could also be helpful if there aren’t enough loans available on the primary market. EstateGuru has also just introduced a feature that allows you to buy bulk investments on the secondary market.

There is currently no Auto Invest feature for the secondary market, so manually investing is time-consuming. The return on time spent doing your research might not be worth it.

How Fast Can You Cash Out?

Now it’s time to look at how fast you can withdraw money from EstateGuru.

Do you think about liquidity when choosing their P2P lending platforms?

No? You should, though!

With EstateGuru you usually commit your money for at least 12 months. You have, however, the option to use the secondary market and cash out before the end of your investment period.

Note that if your default rate is high, the liquidity of your investment is limited. The more defaulted loans in your portfolio, the lower the liquidity of your assets.

Selling on the Secondary Market

You can sell your investments for a premium or discounted price. Sellers and buyers should know that this isn’t a trading platform and that you will be charged a 2% fee if you sell your investments.

Buyers also cannot sell their claim within 30 days after purchase.

To sell your claims on the secondary market, you must go to your portfolio and click on the shopping cart next to your investment claim.

Next, you can use a slider to adjust your discount or premium. Your investment will be listed on the secondary market by clicking Sell My Claim.

estateguru secondary market

Note that your offer on the secondary market is only valid for 14 days. EstateGuru also applies a selling fee of 2%. In our case, it would be €0.73 if we decide to sell our investment and reinvest the capital into new loans.

A 2% fee won't break the bank if you need to withdraw your investments fast.

You should also remember that you might fail if you plan to sell defaulted loans. Investors have little appetite to buy off defaulted loans, so you might need to wait until the loan is recovered.

Early Exit Option

EstateGuru has recently introduced an option allowing you to exit selected investments for a 35% discount immediately.

You can now sell your investments from Latvia, Lithuania and Estonia by selecting them in your portfolio section and selling them immediately instead of listing them on the secondary market. EstateGuru will repurchase your assets from EstateGuru's limited reserve fund.

estateguru early exit

How does the Instant Exit Option work?

  1. Select the claims from the Baltics that you wish to exit immediately
  2. Click on "Sell Immediately" instead of listing them on the secondary market
  3. If there is enough money in the reserve fund, the tool will sell your investments and EstateGuru will add the remaining balance to your account
  4. The Instant Exit Program will purchase entire claims at a 35% discount

This "Instant Exit Feature" lets you immediately liquidate some of your investments. Apart from the 35% discount, there are no further fees. Remember that this option should be used only as a last resort due to the high exit discount.

EstateGuru is the first crowdfunding platform that offers an instant exit option. This increases the liquidity of your portfolio and enables fast withdrawals.

Do you enjoy this review? Invite us for a coffee ☕

Customer Support

When we reached out to EstateGuru to verify information or explain specific features in more depth, EstateGuru was able to provide answers to all of our questions.

The team responded within 24 hours but was also keen to meet us during our trip to Tallinn to show us some of the projects they were working on.

EstateGuru's CEO is always very open to joining us for an interview and answering critical questions. 

There aren’t many P2P platforms in Europe that are as transparent with their investors as EstateGuru.

If you can manage your expectations, we’re confident you won’t be disappointed with EstateGuru’s customer support.

EstateGuru Alternatives

In 2023 EstateGuru is experiencing many defaulted loans, so investors often look for alternative platforms that provide a better return on investment. Here are three EstateGuru alternatives worth considering.


While EstateGuru offers investments in real estate loans, LANDE offers up to 12% on agricultural loans. Investing in agricultural loans provides funding to European farmers who produce essential crops for the food industry. LANDE's loan portfolio performance has been excellent, which is why it's also one of the highest-rated platforms on P2P Empire. Learn more about how to earn passive income in our LANDE review.


If you like investing in real estate loans but prefer to earn interest on a platform that takes a more conservative approach on risk assessment, Crowdpear might be a good fit for you. This regulated crowdfunding platform from Lithuania offers investments in real estate loans in and around Vilnius. Learn more about how to earn up to 11% interest in our Crowdpear review.


If you don't want to bear the borrower risk you must consider when investing in real estate loans, then Fintown might be worth considering. This newly launched Prague-based platform offers investments in rental properties with high occupancy.

Your funds will be used to fund short-term rental units in the city center of Prague. You don't bear any risk that the borrower won't repay the loan, as the income is generated directly from the rental yield. Learn how to make 12% on Fintown in our Fintown review.

Use our P2P lending calculator to determine how much profit you will earn on every platform.


Jakub Krejci


Fact Checked

Editorial Note: We earn a commission from partner links on P2P Empire. Commissions do not affect our editors' opinions or evaluations of products.


arrow image

Is EstateGuru regulated?

Estateguru is regulated in every country where it operates, and regulation for crowdfunding platforms exists. EstateGuru will be fully regulated by the end of 2022 as the platform aims to receive the European Crowdfunding Service Providers (ECSP) license, valid in all EU countries.

arrow image

How EstateGuru works?

EstateGuru is a crowdfunding platform that connects investors with borrowers. The crowdfunding site lists real estate-backed loans in which investors can invest and earn an attractive yield of 10% per year.

arrow image

What does LTV stand for on EstateGuru?

LTV stands for Loan-to-Value. This number represents the ratio of the loan amount to the value of the collateral or property that is backing the loan. The lower the LTV, the lower the default risk for investors. The average LTV on EstateGuru is 59%, while the maximum allowed LTV stands at 75%.

arrow image

Who can invest in EstateGuru?

Any investor over 18 years of age residing in the European Economic Area or owning a European Bank Account is eligible to register on EstateGuru and earn passive income by investing in real estate-backed loans.

arrow image

Is EstateGuru safe?

Your investment on EstateGuru is subject to risk. The platform follows strict risk assessment guidelines and provides full access to its loan book, which any investor can analyze. Be informed, however, that certain risks may materialize, which may impact the safety of your investments.


  • Company:
  • EstateGuru OÜ
  • Legal Address:
  • Tartu mnt 10/Pääsukese 2 Tallinn, 10145, Estonia
  • Office Address:
  • Tartu mnt 10/Pääsukese 2 Tallinn, 10145, Estonia
  • Email: