Last Update:
20/04/2025
€110,323.84
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
07. May 2025ITF Group AD Reports 60% Revenue Growth in 2024 Audited Results
ITF Group AD posted EUR 13.5M in revenue for 2024, up 60% YoY. Net profit rose 74% to EUR 1.8M, with a 14% net margin. Assets hit EUR 20M, equity EUR 6.9M. The net loan portfolio expanded to EUR 15.6M. Since joining the Income platform, investors have funded over EUR 38.8M in ITF loans, earning EUR 1M+.
07. May 2025ITF Group AD Reports 60% Revenue Growth in 2024 Audited Results
ITF Group AD posted EUR 13.5M in revenue for 2024, up 60% YoY. Net profit rose 74% to EUR 1.8M, with a 14% net margin. Assets hit EUR 20M, equity EUR 6.9M. The net loan portfolio expanded to EUR 15.6M. Since joining the Income platform, investors have funded over EUR 38.8M in ITF loans, earning EUR 1M+.
07. May 2025Mintos to Charge 0.29% Annual Fee on New Custom Loans Portfolios from 16 May 2025
Starting 16 May 2025, Mintos will charge a 0.29% yearly fee on new investments via Custom Loans portfolios. The fee is calculated daily and deducted monthly from available balances. Existing portfolios and manual investments are unaffected. Mintos says the change will fund platform upgrades, recovery management, and new products—aiming to boost long-term investor value and service quality.
07. May 2025Income Company OÜ Reports 77% Growth in Investments Amid Operational Reorganization
In 2024, Income Company OÜ saw outstanding investments surge to €19.1M (+77% YoY) and active investors rise to 4,613. The platform onboarded its first institutional investor, despite a net loss of €613K due to higher customer acquisition and depreciation costs. Revenue grew 17.5% to €507K. The company plans a new funding round in 2025 to reach profitability and expand investable loan volumes.
