Last Update:
28/10/2025
€122,082.47
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
13. November 2025Monefit SmartSaver Launches Instant & Scheduled Withdrawals
Monefit SmartSaver now offers Instant Withdrawals of up to €1,000/month and Scheduled Withdrawals up to a year in advance. Investors keep earning a 7.50% APY while gaining full control over their liquidity. Larger withdrawals still follow a 10-day process. The update boosts flexibility, making it easier to manage funds without sacrificing returns.
13. November 2025Monefit SmartSaver Launches Instant & Scheduled Withdrawals
Monefit SmartSaver now offers Instant Withdrawals of up to €1,000/month and Scheduled Withdrawals up to a year in advance. Investors keep earning a 7.50% APY while gaining full control over their liquidity. Larger withdrawals still follow a 10-day process. The update boosts flexibility, making it easier to manage funds without sacrificing returns.
12. November 2025PeerBerry Expands Global Offerings with New Markets, Partners, and Higher Yields
Aventus Group targets 20% loan portfolio growth by mid-2026, expanding into Argentina, Peru, Canada, and Australia. SME lending in Poland is also rising. South Africa’s Crediwise joins PeerBerry, offering 8.5% interest on short-term loans. Finwind debuts 1-month business loans for Aventus expansion, offering 8%. Starting Nov 12, rates rise across key partners in South Africa, Moldova, Romania, and Poland by up to 1%.
07. November 2025Stikcredit Relaunches Cashback Week for Black Friday Investors
Stikcredit brings back its popular Cashback Week from Nov 10–25, 2025. Investors can earn 1% cashback on all Stikcredit loans, with interest rates of 11% (12M), 12% (24M), and 13% (48M). First loans go live on Nov 10, with final listings on Nov 20–21.
