P2P Empire Portfolio in July 2025

We invest alongside our readers. Find out how!

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Last Update:

12/07/2025

37.29%Peerberry
18.61%Robocash
17.54%Fintown
6.66%Esketit
6.31%Lande
5.87%EstateGuru
3.62%Indemo
2.65%Income
1.46%Crowdpear

113,690.33

Total portfolio amount

platform-logo
Amount42,394.10
IRR 11.94 %
Investing since January 2018
Status Active
PlatformAmountIRRInvesting sinceStatus
platform-logo 42,394.1011.94%January 2018Active
platform-logo 21,153.5913.25%April 2019Active
platform-logo 19,936.9114.56%February 2023Active
platform-logo 7,566.9412.68%March 2022Active
platform-logo 7,173.029.62%July 2023Active
platform-logo 6,671.880.36%January 2018Exiting
platform-logo 4,110.962.86%September 2024Testing
platform-logo 3,018.345.78%February 2025Testing
platform-logo 1,664.5910.84%January 2023Active

FAQ About The Portfolio

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What is IRR?

IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.

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What's the difference between Active, Testing and Exiting?

The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.

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Why does the investment period matter?

In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.

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Should I just copy your portfolio?

We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.

Latest Portfolio Update

Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.

Read The Latest News

Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.

calendar icon15. July 2025

Afranga Adds Swiss Funds as New Loan Originator

Afranga introduces Swiss Funds, a licensed Czech lender backed by Orka Ventures. Investors can access business loans with returns up to 11% p.a. Swiss Funds uses a fully automated system, enabling sub-60-second approvals and greater repayment predictability. With over €3.3M in loans issued and 16,000+ users, this addition enhances portfolio diversification with a tech-driven, regulated partner.

calendar icon15. July 2025

Afranga Adds Swiss Funds as New Loan Originator

Afranga introduces Swiss Funds, a licensed Czech lender backed by Orka Ventures. Investors can access business loans with returns up to 11% p.a. Swiss Funds uses a fully automated system, enabling sub-60-second approvals and greater repayment predictability. With over €3.3M in loans issued and 16,000+ users, this addition enhances portfolio diversification with a tech-driven, regulated partner.

calendar icon14. July 2025

Esketit Appoints Ieva Grigaļūne as CEO, Replacing Vitalijs Zalovs

Esketit has named Ieva Grigaļūne as its new CEO, effective July 30. With nine years of investment sector experience, she will lead operational structure and licensing strategy. Outgoing CEO Vitalijs Zalovs will transition to an advisory role, continuing to support the company.

calendar icon14. July 2025

P2P Portfolio Update | May 2025

Learn more about the recent changes in our P2P lending portfolio.

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