Last Update:
14/02/2025
€103,520.71
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
20. February 2025Mintos offers loans with up to 17% interest rate
Mintos has listed new loans with interest rates reaching up to 17% per annum. Loan terms vary from 18 days to 35 months, with lending companies rated between 5.9 and 7.3 on the Mintos Risk Score. Notable lenders include Nera Capital (up to 17.0%), Iute Group (up to 13.7%), and Eleving Group (up to 13.6%), providing diverse investment opportunities.
20. February 2025Mintos offers loans with up to 17% interest rate
Mintos has listed new loans with interest rates reaching up to 17% per annum. Loan terms vary from 18 days to 35 months, with lending companies rated between 5.9 and 7.3 on the Mintos Risk Score. Notable lenders include Nera Capital (up to 17.0%), Iute Group (up to 13.7%), and Eleving Group (up to 13.6%), providing diverse investment opportunities.
19. February 2025Abele Finance now categorizes loans by borrower’s country
Abele Finance will now classify loans based on the borrower's location rather than the loan originator’s country. Currently, all loans on Nectaro will be labeled as Cyprus-based, reflecting the actual end borrowers.
18. February 2025Indemo's second debt repayment of 2025 - Up to 36% ROI
Indemo has announced its second Discounted Debt repayment of 2025, distributing €190,866 in principal and interest. This marks the platform’s 7th consecutive repayment, benefiting 472 investors and covering 25% of active Notes. Investors saw returns ranging from 16.63% to 36% per annum, with an average weighted ROI of 21.92%.
