Last Update:
28/10/2025
€122,082.47
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
07. November 2025Stikcredit Relaunches Cashback Week for Black Friday Investors
Stikcredit brings back its popular Cashback Week from Nov 10–25, 2025. Investors can earn 1% cashback on all Stikcredit loans, with interest rates of 11% (12M), 12% (24M), and 13% (48M). First loans go live on Nov 10, with final listings on Nov 20–21.
07. November 2025Stikcredit Relaunches Cashback Week for Black Friday Investors
Stikcredit brings back its popular Cashback Week from Nov 10–25, 2025. Investors can earn 1% cashback on all Stikcredit loans, with interest rates of 11% (12M), 12% (24M), and 13% (48M). First loans go live on Nov 10, with final listings on Nov 20–21.
05. November 2025Income Marketplace October 2025 Update
Income Marketplace funded €6.05M in loans in October, pushing total funding to €196.2M. The platform’s average return since inception stands at 13.33%. October’s new loans carried an average interest rate of 11.3%. 92 new investors joined, bringing the total to 10,258. The outstanding portfolio is €22.76M, with an average investor portfolio of €4,585. Total investor earnings have reached €5.79M.
04. November 2025Scheduled Maintenance: Nectaro Platform Update on Nov 6
Nectaro will perform a system-wide maintenance update on November 6, 2025, to enhance performance, stability, and security. Key functions—such as account login, new investments, and new user sign-ups—will be temporarily unavailable during the day. Normal operations are expected to resume after the update.
