P2P Empire Portfolio in February 2025

We invest alongside our readers. Find out how!

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Last Update:

14/02/2025

39.26%Peerberry
19.20%Robocash
15.92%Fintown
7.02%Esketit
6.57%EstateGuru
4.22%Lande
3.97%Indemo
2.96%Income
0.88%Crowdpear

103,520.71

Total portfolio amount

platform-logo
Amount40,646.85
IRR 13.42 %
Investing since January 2018
Status Active
PlatformAmountIRRInvesting sinceStatus
platform-logo 40,646.8513.42%January 2018Active
platform-logo 19,872.8612.45%May 2019Active
platform-logo 16,483.6711.59%February 2023Active
platform-logo 7,268.7111.23%April 2022Active
platform-logo 6,796.341.51%January 2018Exiting
platform-logo 4,371.918.69%July 2023Active
platform-logo 4,110.966.93%September 2024Testing
platform-logo 3,060.0011.5%February 2025Testing
platform-logo 909.4110.86%January 2023Active

FAQ About The Portfolio

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What is IRR?

IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.

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What's the difference between Active, Testing and Exiting?

The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.

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Why does the investment period matter?

In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.

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Should I just copy your portfolio?

We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.

Latest Portfolio Update

Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.

Read The Latest News

Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.

calendar icon20. February 2025

Mintos offers loans with up to 17% interest rate

Mintos has listed new loans with interest rates reaching up to 17% per annum. Loan terms vary from 18 days to 35 months, with lending companies rated between 5.9 and 7.3 on the Mintos Risk Score. Notable lenders include Nera Capital (up to 17.0%), Iute Group (up to 13.7%), and Eleving Group (up to 13.6%), providing diverse investment opportunities.

calendar icon20. February 2025

Mintos offers loans with up to 17% interest rate

Mintos has listed new loans with interest rates reaching up to 17% per annum. Loan terms vary from 18 days to 35 months, with lending companies rated between 5.9 and 7.3 on the Mintos Risk Score. Notable lenders include Nera Capital (up to 17.0%), Iute Group (up to 13.7%), and Eleving Group (up to 13.6%), providing diverse investment opportunities.

calendar icon19. February 2025

Abele Finance now categorizes loans by borrower’s country

Abele Finance will now classify loans based on the borrower's location rather than the loan originator’s country. Currently, all loans on Nectaro will be labeled as Cyprus-based, reflecting the actual end borrowers.

calendar icon18. February 2025

Indemo's second debt repayment of 2025 - Up to 36% ROI

Indemo has announced its second Discounted Debt repayment of 2025, distributing €190,866 in principal and interest. This marks the platform’s 7th consecutive repayment, benefiting 472 investors and covering 25% of active Notes. Investors saw returns ranging from 16.63% to 36% per annum, with an average weighted ROI of 21.92%.

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