Last Update:
18/11/2025
€122,887.67
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
19. November 2025Mintos Launches Automated High-Yield Bond Portfolios
Mintos introduces a new Automated High-Yielding portfolio, targeting a 7.93% annual return across at least 20 diversified bonds. Investors benefit from quick cash-out options and zero fees until year-end. Available to users who’ve passed the Suitability and Appropriateness test, with a €50 minimum investment.
19. November 2025Mintos Launches Automated High-Yield Bond Portfolios
Mintos introduces a new Automated High-Yielding portfolio, targeting a 7.93% annual return across at least 20 diversified bonds. Investors benefit from quick cash-out options and zero fees until year-end. Available to users who’ve passed the Suitability and Appropriateness test, with a €50 minimum investment.
18. November 2025Nectaro Birthday Boost Cashback
Nectaro is celebrating its 2-year anniversary with a Boost Cashback offer. Earn 1% or 2% cashback on selected 12% Cyprus loans with terms of 5m17d or 8m8d. A total of €107,595 is available. The offer lasts until everything is invested, first come first served.
13. November 2025Monefit SmartSaver Launches Instant & Scheduled Withdrawals
Monefit SmartSaver now offers Instant Withdrawals of up to €1,000/month and Scheduled Withdrawals up to a year in advance. Investors keep earning a 7.50% APY while gaining full control over their liquidity. Larger withdrawals still follow a 10-day process. The update boosts flexibility, making it easier to manage funds without sacrificing returns.
