Last Update:
18/11/2025
€122,887.67
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
25. November 2025Boost Your Portfolio with Up to 3% Cashback
During the campaign period, investors can earn up to 3% cashback based on the total amount invested. Investments between €1,000 and €2,499.99 receive 1.0% cashback. Those who invest between €2,500 and €4,999.99 receive 1.5%, while investments from €5,000 to €9,999.99 qualify for 2.0%. If you invest between €10,000 and €24,999.99, you'll earn 2.5%. For investments of €25,000 or more, you will receive the maximum 3.0% cashback. Valid until 22 December 2025.
25. November 2025Boost Your Portfolio with Up to 3% Cashback
During the campaign period, investors can earn up to 3% cashback based on the total amount invested. Investments between €1,000 and €2,499.99 receive 1.0% cashback. Those who invest between €2,500 and €4,999.99 receive 1.5%, while investments from €5,000 to €9,999.99 qualify for 2.0%. If you invest between €10,000 and €24,999.99, you'll earn 2.5%. For investments of €25,000 or more, you will receive the maximum 3.0% cashback. Valid until 22 December 2025.
25. November 2025LANDE Partners with National and EU Institutions to Boost Investor Confidence
LANDE now co-finances Lithuanian loans with ILTE Lietuva, the state development bank, which funds the first 40% and adds an extra layer of review. Projects are funded faster and more securely. Separately, a €10M agreement with the European Investment Fund (EIF) confirms LANDE’s operational quality. EIF reviewed LANDE’s processes before approval, though these loans won’t appear on the platform.
25. November 2025Asterra Estate Launches Christmas Cashback Campaign
From Nov 24 to Jan 5, investors receive 4% instant cashback on all projects (excluding compounding and early-exit investments). All participants are also entered into a prize draw to win a weekend trip to Asterra Estate, with flights, accommodation, rental car, and guided tour included. Winner will be announced in the second week of January.
