Last Update:
10/05/2025
€110,323.84
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
28. May 2025Afranga Adds Lendivo as New Loan Originator
Afranga has partnered with Bulgarian lender Lendivo, co-developed by the team behind Stikcredit. Investors can now access more loans, enhance portfolio diversification, and earn up to 16% p.a. in returns. Lendivo loans meet Afranga’s due diligence standards and are available exclusively on the platform.
28. May 2025Afranga Adds Lendivo as New Loan Originator
Afranga has partnered with Bulgarian lender Lendivo, co-developed by the team behind Stikcredit. Investors can now access more loans, enhance portfolio diversification, and earn up to 16% p.a. in returns. Lendivo loans meet Afranga’s due diligence standards and are available exclusively on the platform.
28. May 2025Philippines SEC Revokes Digido License; Company Appeals Decision
The Philippine SEC revoked Digido Finance Corp.'s license over 2021 marketing booths deemed as permanent offices. Digido disputes the claim and filed a motion for reconsideration. Operations continue during the appeal. Existing loans remain active, with investor payouts and interest unaffected. Robocash reassures investors of its Buyback guarantee and ongoing obligations fulfillment.
23. May 2025TWINO CEO Promises Transparency Amid Rental Issues and Market Challenges
TWINO’s new CEO, Nauris Bloks, pledges clearer investor communication through monthly updates. The platform is addressing delays in Rental updates, promising a full report next week. TWINO also expands into shorter-term asset-backed securities. On Russia, Vietnam, and the Philippines, the CEO acknowledges slow repayments and partial losses but commits to recovery efforts and honoring guarantees where applicable.
