Last Update:
13/12/2025
€123,585.02
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
18. December 2025Denny from Rethink-P2P Joins P2P Empire for 2025 Year-End Review
Denny from Rethink-P2P teams up with P2P Empire to discuss 2025’s biggest trends and challenges in peer-to-peer investing. The session covers key developments and the current state of the industry. Viewers are invited to join the conversation and submit their questions via the source link.
18. December 2025Denny from Rethink-P2P Joins P2P Empire for 2025 Year-End Review
Denny from Rethink-P2P teams up with P2P Empire to discuss 2025’s biggest trends and challenges in peer-to-peer investing. The session covers key developments and the current state of the industry. Viewers are invited to join the conversation and submit their questions via the source link.
17. December 2025Crowdpear Earns Top Global Security Certification
Crowdpear is now the first crowdfunding platform in Lithuania to receive the ISO/IEC 27001:2022 certificate, the leading international standard for information security. This confirms that Crowdpear protects client data and systems with strong processes. The certification boosts trust, supports EU rules like GDPR and DORA, and shows the platform’s commitment to long-term reliability and safety in the FinTech space.
17. December 2025Capitalia in November: Steady Lending, Strong Repayments, and New Projects
In November, Capitalia processed 95 loan applications totaling €13M. The platform listed 27 new projects worth €2.7M—up from October. 20 loans were fully repaid (€1.7M), including several real estate tranches. A successful property recovery in Vilnius also closed. Several new and upcoming projects are now open to investors, offering returns of up to 11.76%.
