Last Update:
02/01/2025
€98,223.16
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
08. January 2025Income reflects on a year of growth and trust in 2024
Income celebrated significant milestones in 2024, with €59.5M loans listed and €57.4M invested. Investor confidence soared, driving a 77% growth in active portfolios, outpacing 2023’s 53%. Loan repayments totaled €50.5M, underscoring strong loan performance. Newcomers like Ibancar and Sandfield joined, while top loan originators like Danarupiah attracted €27.9M in investments. High-value portfolios surged, with those over €100K growing 166.67%, reflecting deepening trust in Income’s secure, high-yield opportunities.
08. January 2025Income reflects on a year of growth and trust in 2024
Income celebrated significant milestones in 2024, with €59.5M loans listed and €57.4M invested. Investor confidence soared, driving a 77% growth in active portfolios, outpacing 2023’s 53%. Loan repayments totaled €50.5M, underscoring strong loan performance. Newcomers like Ibancar and Sandfield joined, while top loan originators like Danarupiah attracted €27.9M in investments. High-value portfolios surged, with those over €100K growing 166.67%, reflecting deepening trust in Income’s secure, high-yield opportunities.
08. January 2025PeerBerry announces interest rate adjustment starting January 15, 2025
From January 15, new investments on PeerBerry will feature adjusted interest rates, ranging from 8% to 9%. These changes apply only to new investments and will not impact existing ones.
07. January 2025Inrento's Grand Sale investment in Vilnius
Earn annual returns of 11.5%–12% with fixed interest of 10%–10.5% plus 1.5% capital gains. This Vilnius Old Town project transforms a historic property into a 31-room boutique hotel, projecting €270,000 rental income in 2025. Backed by a 70% LTV ratio and expert management, interest payments begin in February.
