Last Update:
27/09/2025
€117,181.12
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
06. October 2025Investor Flags Unexplained Balance Changes on Estateguru
An Estateguru investor has raised concerns about apparent bugs affecting account balances, including unnotified changes and disappearing funds. While Estateguru acknowledged one issue as a technical error, recent discrepancies remain unclear. This information is not independently verified, but investors are advised to regularly check their account statements and monitor transactions to ensure accuracy.
06. October 2025Investor Flags Unexplained Balance Changes on Estateguru
An Estateguru investor has raised concerns about apparent bugs affecting account balances, including unnotified changes and disappearing funds. While Estateguru acknowledged one issue as a technical error, recent discrepancies remain unclear. This information is not independently verified, but investors are advised to regularly check their account statements and monitor transactions to ensure accuracy.
06. October 2025Fintown Opens Second Stage of Costa Rica Seed Project
Fintown has launched the second stage of its Seed project in Costa Rica, offering investors a 10% annual interest rate. The loan term is 24 months, with interest paid out quarterly.
06. October 2025Esketit Moves to Croatia: What Investors Need to Know
Starting October 15, Esketit will shift operations from Ireland to a new Croatian entity. Investors must re-register, verify their accounts, accept new terms, and redirect repayments. Staying with the Irish entity allows fund withdrawals but blocks new investments. The Croatian platform offers full functionality, including new claims, auto-purchase, and a pending payments feature to improve cash flow visibility and capital protection.
