Last Update:
06/09/2025
€114,434.15
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
12. September 202516.12% Return from “Pienių 18A” Loan Recovery
Investors have received EUR 258,631 from loan ID 105 after full recovery, including EUR 208,600 in principal and EUR 50,031 in interest. Borrower MB Victoria Beauty House delayed repayment by over 6 months but continued regular interest payments. The project generated an average annual return of 16.12%, supported by a +5% annual penalty interest for late repayment.
12. September 202516.12% Return from “Pienių 18A” Loan Recovery
Investors have received EUR 258,631 from loan ID 105 after full recovery, including EUR 208,600 in principal and EUR 50,031 in interest. Borrower MB Victoria Beauty House delayed repayment by over 6 months but continued regular interest payments. The project generated an average annual return of 16.12%, supported by a +5% annual penalty interest for late repayment.
12. September 2025Swaper Publishes Wandoo Group Financial Report
Swaper has released the unaudited consolidated financial report for Wandoo Finance, which operates in Romania, Poland, Peru, and Spain. The lender also plans to expand into the Czech Republic in 2025. Key financial ratios and performance details are available in our latest Swaper review.
12. September 2025Wandoo Finance Q2 2025: Net Profit Up 500% YoY
Wandoo Finance posted strong Q2 2025 results: revenue rose 88% YoY to €14.3M, and net profit jumped 500% YoY to €1.7M. H1 net profit has already surpassed full-year 2024 earnings. The group lowered its cost of funding through Swaper, which recently adjusted investor rates to 12–14%. Some users report cash drag. Strategic hires and a new sponsorship also supported growth.
