Last Update:
10/05/2025
€110,323.84
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
10. May 2025P2P Portfolio Update | April 2025
Learn more about the recent changes in our P2P lending portfolio.
10. May 2025P2P Portfolio Update | April 2025
Learn more about the recent changes in our P2P lending portfolio.
10. May 2025Triple Dragon Commits to Repayment by May 20 Amid Missed Payments
Triple Dragon has pledged to repay €125,469.22 — covering overdue principal, interest, and late fees — by May 20. The company missed repayments starting April 21, prompting oversight from Debitum’s credit committee. Remedial steps have been agreed upon, with a follow-up meeting set for May 14. Debitum will assess Triple Dragon’s Trust Score and future platform eligibility in the coming weeks.
07. May 2025ITF Group AD Reports 60% Revenue Growth in 2024 Audited Results
ITF Group AD posted EUR 13.5M in revenue for 2024, up 60% YoY. Net profit rose 74% to EUR 1.8M, with a 14% net margin. Assets hit EUR 20M, equity EUR 6.9M. The net loan portfolio expanded to EUR 15.6M. Since joining the Income platform, investors have funded over EUR 38.8M in ITF loans, earning EUR 1M+.
