Last Update:
10/01/2026
€128,640.97
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
29. January 2026New Video Review: Inside Triple Dragon’s 14% P2P Investment Platform
We’ve published a full video review of Triple Dragon Funding—a new platform offering 14% returns on secured loans to game studios. Backed by a 90-day buyback and a low default rate, the platform is gaining attention. In the video, we cover key features, risks, and how it compares to other P2P options. Watch the full breakdown now in our Triple Dragon Funding review.
29. January 2026New Video Review: Inside Triple Dragon’s 14% P2P Investment Platform
We’ve published a full video review of Triple Dragon Funding—a new platform offering 14% returns on secured loans to game studios. Backed by a 90-day buyback and a low default rate, the platform is gaining attention. In the video, we cover key features, risks, and how it compares to other P2P options. Watch the full breakdown now in our Triple Dragon Funding review.
29. January 2026Indemo 2025 Recap: Strong Returns, Bigger Plans for 2026
Indemo sold 10 properties in 2025 with returns between 15.1% and 38%. 111 new debts were listed, with more expected in 2026. Key upgrades include automation of loan listings and accounting, a revamped autoinvest system, mobile app launch, improved dashboard and portfolio views, and a new website. A loyalty program and secondary market are also in development.
28. January 2026Romanian Lender’s High Buyback Rate on Nectaro Signals Moderate Risk
EcoFinance’s unusually high share of buyback loans on Nectaro raises risks for investors. While Romanian consumer loans are volatile, lack of transparency—especially on NPL ratios and buyback funding—prevents independent risk checks. Compared to a peer with 5–6% NPLs, EcoFinance’s undisclosed data suggests higher risk. The buyback model still works, but shifts credit risk to the originator, making this a moderate structural risk.
