Last Update:
07/02/2026
€130,362.35
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
09. February 2026VIA SMS Group Reports €1.13M Loss for 2024
VIA SMS Group ended 2024 with a €1.13M loss, a sharp reversal from its €2.29M profit in 2023. Key financial ratios—equity-to-assets and debt-to-equity—deteriorated year over year. The company plans to offset the loss using future profits. Note: the 2024 report is unaudited and available via the VIAINVEST loan originator section.
09. February 2026VIA SMS Group Reports €1.13M Loss for 2024
VIA SMS Group ended 2024 with a €1.13M loss, a sharp reversal from its €2.29M profit in 2023. Key financial ratios—equity-to-assets and debt-to-equity—deteriorated year over year. The company plans to offset the loss using future profits. Note: the 2024 report is unaudited and available via the VIAINVEST loan originator section.
07. February 2026P2P Portfolio Grows 5.17% to €129,969 in January
The P2P portfolio rose to €129,969, generating €962 in January (+42%). Funds were redeployed on PeerBerry and Fintown, with new deposits on LANDE and Triple Dragon Funding. EstateGuru remains a drag due to recoveries. Average yield increased to 11.61%, with 5.3% non-performing loans.
05. February 2026Crowdpear Hits €39.89M in Total Funded Loans in January 2026
In January, Crowdpear funded €1.22M in real estate-backed loans, reaching a total of €39.89M across 436 loans. Investors received €29,935 in interest, with €1.03M in principal repaid. To date, €2.38M interest and €23M principal have been returned. Average LTV stands at 58.46%, with nearly 10,000 verified investors. Three loans (€496K) are in recovery, accruing 5% annual penalty interest.
