Last Update:
05/01/2026
€123,623.97
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
06. January 2026Income Reports Strong Close to 2025 with €4.76M Funded in December
Income Marketplace funded €4.76M in loans in December 2025, bringing total all-time funding to €206.37M. The platform saw 72 new investors, reaching 10,434 in total. Loans originated in December carried an average interest rate of 11.56%, while the platform's all-time return stands at 13.24%. Total investor earnings reached €6.13M, with an average portfolio size of €4,944.
06. January 2026Income Reports Strong Close to 2025 with €4.76M Funded in December
Income Marketplace funded €4.76M in loans in December 2025, bringing total all-time funding to €206.37M. The platform saw 72 new investors, reaching 10,434 in total. Loans originated in December carried an average interest rate of 11.56%, while the platform's all-time return stands at 13.24%. Total investor earnings reached €6.13M, with an average portfolio size of €4,944.
04. January 2026Crowdpear Grows 60% in 2025, Expands Across EU
Crowdpear funded €21.2M in real estate-backed loans in 2025—a 60% increase from 2024 and 21% more than the previous two years combined. Investors earned €1.39M in interest, up 63%. The platform expanded into Romania and Portugal, now active in three EU markets. Since launch, 419 loans worth €38.66M have been funded, with €21.82M already repaid.
03. January 2026P2P Lending Shake-Up: Platforms Under Fire, Top Performers Revealed
Jakub from P2P Empire and Denny from Rethink P2P review 2025’s biggest wins and worst scandals in peer-to-peer lending. From Esketit’s trust-damaging moves to Nectaro’s strong rise, the duo dives deep into platform performance, management missteps, and risk in today’s bullish investor climate. Click on the source link to watch the full episode or read the summary.
