Last Update:
16/10/2025
€116,472.42
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
24. October 2025Afranga Investors Must Re-Verify Accounts by 15 November to Avoid Restrictions
Afranga users must complete account re-verification by 15 November 2025 to remain fully active. This process is required by payment provider Lemonway under updated regulatory obligations. Failure to verify will result in temporary account restrictions, including blocked deposits, withdrawals, and investments. Verification involves reviewing pre-filled data and submitting documents. Once approved, all account features will be restored.
24. October 2025Afranga Investors Must Re-Verify Accounts by 15 November to Avoid Restrictions
Afranga users must complete account re-verification by 15 November 2025 to remain fully active. This process is required by payment provider Lemonway under updated regulatory obligations. Failure to verify will result in temporary account restrictions, including blocked deposits, withdrawals, and investments. Verification involves reviewing pre-filled data and submitting documents. Once approved, all account features will be restored.
24. October 2025Fintown Requires Postal Address Update by Nov 1 for Withdrawals
Fintown users must update their postal address by November 1 to match the address registered with their bank. This step is required under new banking verification rules. If the addresses don’t match, withdrawals will be blocked. Update your details via the link provided or under My Profile → Postal Address in your account.
23. October 2025Fintown Raises Minimum Withdrawal and Investment Thresholds
Starting November 10, 2025, Fintown will introduce a €20 minimum for bank withdrawals and set a €100 minimum investment amount. The changes aim to reduce micro-transaction costs and align with the platform’s expanding project scale. These updates support Fintown’s long-term operational sustainability amid growing transaction volumes.
