Last Update:
07/03/2025
€104,654.99
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
29. March 2025How to avoid losing money on secondary market purchases
Investors are struggling with cash drag due to limited loan supply. The auto invest features don't always work, so many turn to the secondary market, where most loans are listed at a premium. These added costs can hurt returns, especially on short-term loans. A new guide explains how these premiums affect IRR and offers tips on securing better deals.
29. March 2025How to avoid losing money on secondary market purchases
Investors are struggling with cash drag due to limited loan supply. The auto invest features don't always work, so many turn to the secondary market, where most loans are listed at a premium. These added costs can hurt returns, especially on short-term loans. A new guide explains how these premiums affect IRR and offers tips on securing better deals.
27. March 2025PeerBerry warns investors of email scam
PeerBerry has alerted users about scam emails falsely sent from support@peerberry.com. These emails may request personal data or urge users to click suspicious links or download files. Investors are urged not to engage and to contact Client Support if uncertain about any communication. PeerBerry emphasizes vigilance to protect personal and financial information.
25. March 2025Afranga secures EU crowdfunding license, launches regulated platform with 16% returns
Afranga is now licensed under the EU Crowdfunding Regulation via Bulgaria’s Financial Supervision Commission. Investors benefit from enhanced transparency, stronger fund protection, business loan offerings, and improved risk controls. All users must register a new account to continue investing. Early adopters gain access to StikCredit loans with up to 16% returns. Existing stikcredit.eu portfolios will be repaid before platform closure.
