P2P Empire Portfolio in January 2025

We invest alongside our readers. Find out how!

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Last Update:

16/01/2025

32.92%Peerberry
19.52%Robocash
16.30%Fintown
15.50%Esketit
6.83%EstateGuru
3.84%Lande
3.04%Indemo
2.07%Crowdpear

101,136.10

Total portfolio amount

platform-logo
Amount33,292.68
IRR 13.27 %
Investing since January 2018
Status Active
PlatformAmountIRRInvesting sinceStatus
platform-logo 33,292.6813.27%January 2018Active
platform-logo 19,737.5412.47%May 2019Active
platform-logo 16,483.6711.5%February 2023Active
platform-logo 15,671.0511.45%April 2022Active
platform-logo 6,908.341.83%January 2018Exiting
platform-logo 3,884.438.47%July 2023Testing
platform-logo 3,069.8511.12%September 2024Testing
platform-logo 2,088.5412.19%January 2023Active

FAQ About The Portfolio

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What is IRR?

IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.

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What's the difference between Active, Testing and Exiting?

The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.

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Why does the investment period matter?

In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.

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Should I just copy your portfolio?

We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.

Latest Portfolio Update

Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.

Read The Latest News

Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.

calendar icon18. January 2025

Fintown raises €498K for The Seed: Lot 1 in just 9 days

Fintown celebrates raising €498,000 for The Seed: Lot 1 in just nine days. This 24-month investment offers a 15% annual yield, with a total stage target of €1.5M across three lots. Lot 2/3 is now live, presenting an exclusive opportunity for investors to join.

calendar icon18. January 2025

Fintown raises €498K for The Seed: Lot 1 in just 9 days

Fintown celebrates raising €498,000 for The Seed: Lot 1 in just nine days. This 24-month investment offers a 15% annual yield, with a total stage target of €1.5M across three lots. Lot 2/3 is now live, presenting an exclusive opportunity for investors to join.

calendar icon18. January 2025

InRento launches Stage II of 46 lofts, Kaunas investment

InRento presents a buy-to-let opportunity in Kaunas: 46 Lofts, Kaunas II. Located near Kaunas Žalgiris Arena, this 1,449 m² project features 46 modern loft-style apartments, blending sales and rental options. Investors can expect annual returns of 11.5%–12% (including 10%–10.5% interest and 1.5% capital gains). With rental income projected at €9,000–€24,000 monthly and a 70% LTV cap, the property offers steady cash flow and market potential.

calendar icon18. January 2025

Authorities detain administrators in Kirsan debt cases; Reinvest24 silent on withdrawals

Moldovan authorities detained three administrators tied to Kirsan companies’ alleged fraudulent bankruptcies and asset seizures. This follows investigations by the National Anticorruption Agency. While Reinvest24 urges investors to fund legal costs for these cases, it remains silent on processing withdrawal requests.

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