Last Update:
06/07/2024
€83,178.87
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
27. July 2024Crowdpear reports another default
Crowdpear has terminated its contract with UAB "Sondvitus," which had borrowed money for the development of the "Azalijų 1" project. Due to a dispute between the borrower and its business partner, the court has initiated insolvency proceedings. While investors receive an additional 5% annual interest for each day of delay, under the Law on Insolvency of Legal Entities of the Republic of Lithuania, interest on investments in the "Azalijų 1" project loans will no longer accumulate from the date of the court's decision regarding UAB "Sondvitus"'s insolvency case, effective from July 25th of this year. Crowdpear is confident that the project's low Loan-to-Value (LTV) ratio of 53% will enable the company to recover all of the investors' funds.
27. July 2024Crowdpear reports another default
Crowdpear has terminated its contract with UAB "Sondvitus," which had borrowed money for the development of the "Azalijų 1" project. Due to a dispute between the borrower and its business partner, the court has initiated insolvency proceedings. While investors receive an additional 5% annual interest for each day of delay, under the Law on Insolvency of Legal Entities of the Republic of Lithuania, interest on investments in the "Azalijų 1" project loans will no longer accumulate from the date of the court's decision regarding UAB "Sondvitus"'s insolvency case, effective from July 25th of this year. Crowdpear is confident that the project's low Loan-to-Value (LTV) ratio of 53% will enable the company to recover all of the investors' funds.
21. July 2024Reinvest24 seeks investor input on SPV liquidation strategies
Reinvest24 is seeking investors' opinions on the best approach for liquidating SPVs. The platform is interested in understanding investors' views on an acceptable time frame, expectations for recovering 3rd party projects, and raising funds to cover legal fees.
15. July 2024Exclusive benefits for premium investors: early access to new investments and reduced secondary market fee
Premium investors who invest more than €50,000 will gain early access to new investment opportunities before they are available to the public. Additionally, these investors will receive a 0.5% discount on Secondary Market trades, reducing the fee from 2% to 1.5%.
