Last Update:
20/04/2025
€107,794.83
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
Keeping up with the latest news regarding your platform is essential for maintaining a profitable portfolio.
25. April 2025Mintos Launches Secondary Market for Bonds, Boosting Trading Flexibility
Mintos has rolled out a Secondary Market for its bond products, allowing investors to trade bonds by ISIN, issuer, yield, and more. This upgrade enhances liquidity and access to fixed-income options
25. April 2025Mintos Launches Secondary Market for Bonds, Boosting Trading Flexibility
Mintos has rolled out a Secondary Market for its bond products, allowing investors to trade bonds by ISIN, issuer, yield, and more. This upgrade enhances liquidity and access to fixed-income options
25. April 2025TWINO Appoints 4th CEO in 5 Years as Henšelis Steps Down
TWINO CEO Helvijs Henšelis has resigned, marking the fourth leadership change in five years. Nauris Bloks, a former Supervisory Board member and ex-DelfinGroup executive, steps in as Interim CEO effective April 24. Bloks brings fintech and digital product expertise, aiming to guide a stable transition and strengthen the platform amid continued strategic shifts.
24. April 2025LANDE March 2025: €935K Principal Returned, Debt Collection Intensifies
In March, LANDE investors received €935,024 in principal repayments, pushing the all-time total to €16.65M. Most overdue loans (90+ days) are now in enforcement, with bailiffs involved in asset recovery. The platform continues shifting from livestock and harvest-backed loans to those secured by land or machinery to improve loan performance and reduce default risk.
