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P2P LENDING BONUS OFFERS

Increase your profits with exclusive P2P lending promo codes and cashback bonus offers.


Top P2P Lending Cashback Bonus Offers for New Investors

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EstateGuru Bonus

Get 0.5% Cashback
Terms: Sign up with our link will and receive a 0.5% cashback bonus calculated from your investments after the first 90 days from registration.
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PeerBerry Bonus

Get 0.5% Cashback
Terms: Sign up with our link will receive a 0.5% cashback bonus calculated from your investments after the first 90 days from registration.
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Bondster Bonus

Get 1% Bonus
Terms: Sign up with our link and receive a 1% cashback bonus after every 30 days within the first three months after registration.
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Debitum Network Bonus

Get €10 + 1% Bonus
Terms: Get 1% cashback bonus 90 days after your registration plus €10 sign-up bonus after a minimum investment of €250.
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Reinvest24 Bonus

Get €10 Bonus
Terms: Sign up with our link and receive a €10 bonus right after you invest at least €100.
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Bondora Bonus

Get €5 Bonus
Terms: Sign up with our link will and receive a €5 sign-up bonus right after your registration.
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Flender Bonus

Get 5% Cashback
Terms: Sign up with our link receive a 5% bonus after the first 30 days from your registration.
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EvoEstate Bonus

Get 0.5% Bonus
Terms: Sign up with our link and receive a 0.5% cashback bonus calculate on your investment amount during the first six months.
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Crowdestor Bonus

Get 1% Bonus
Terms: Sign up with our link receive a 1% cashback bonus 90 days after your registration.
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NEO Finance Bonus

Get 1% Bonus
Terms: Sign up with our link and invest on Neo Finance to get 1% bonus from your investments within the first 3 months after registration.
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Lenndy Bonus

Get 10€ Bonus
Terms: Sign up with our link and invest at least €100 to receive a €10 bonus.
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Profitus Bonus

Get 1% Bonus
Terms: Sign up with our link and receive a 1% bonus from your first investment within 30 days after registration.
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Rendity Bonus

Get €25 Bonus
Terms: Sign up with our link and receive a €25 bonus after your first investment on Rendity.
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Top P2P Lending Cashback Bonuses for ALL Investors

Did you know that P2P lending platforms also offer cashback and bonuses for already registered investors? Here are the top P2P cashback campaigns for this month.

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PeerBerry Bonus

Get up to 1% Bonus
Terms: Get up to 1% PeerBerry loyalty bonus calculated from your portfolio size: €10,000 = 0.5%, €25,000 = 0.75%, €40,000 = 1%
Offer expires in 12 days
INVEST NOW
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Swaper Bonus

Get 2% Loyalty Bonus
Terms: Earn 2% loyalty bonus on your investments over 5,000€.
Offer expires in 12 days
INVEST NOW
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Lendermarket Bonus

Get 2% Cashback Bonus
Terms: Get 2% cashback bonus on all your new net deposits. The bonus will be paid within 7 working days after the campaign period.
Offer expires in 43 days
INVEST NOW

Why You Should Use Cashback Offers When Lending on P2P Sites

For many investors, P2P lending remains unknown, which is why many are hesitant at first to sign up and invest their money.

Cashback bonuses are used in P2P lending as a form of incentive that helps acquire new investors, all the while giving them an additional investment boost.

Depending on the platform, new P2P lending investors can earn a 0.5% - 5% cashback bonus.

The cashback bonus is usually paid out either:

  1. Right after the registration
  2. After your first investment
  3. After 90 days of registration

We, at P2P Empire, list the latest cashback bonuses that give investors the greatest investment boost. Many of the cashback promotions are exclusive, which means that you won’t find them on any other website.

Best P2P Lending Cashback Offers

Here is the full list of the cashback offers that are currently available on European P2P lending platforms in 2020, and when investors can expect to receive their bonuses.

P2P PlatformCashback BonusCashback Term
EstateGuru0.5%90 days
PeerBerry0.5%90 days
Bondster1%90 days
Debitum Network€10 + 1%90 days
Reinvest24€10After your first investment
Bondora€5After registration
Flender5%30 days
EvoEstate0.5%After six months
Crowdestor1%90 days
NEO Finance€25After your first investment
Lenndy€10After your first investment
Rendity€25After your first investment

When joining the P2P lending platforms mentioned in the list above, there’s no need to use a referral/promo code, simply sign up with our referral link and you’ll be automatically eligible for the cashback bonus.

Do Other Platforms also Offer Promo Codes?

Many investors often ask us whether P2P lending sites that aren’t on the above list also offer promo/cashback offers. The answer is yes! Some of the platforms have promotions in the form of monthly cashback offers.

That means, while you won’t find a special VIAINVEST promo code or TWINO promo code that will give you an additional investment boost when registering, some platforms will offer monthly cashback campaigns for all registered investors.

By participating in those campaigns, investors typically increase their returns by 1%. We regularly add new content to our site, so watch this space for a dedicated section detailing these monthly cashback offers for all investors.

How To Redeem The Cashback Bonus

In order to obtain your P2P lending cashback bonus, you need to complete your registration, and read and sign the terms and conditions that apply to the cashback offer.

It’s worth noting that:

  1. In most cases, you need to deposit money and invest on the site to obtain your cashback bonus.
  2. Most of the European P2P lending platforms are available for investors both within and outside of Europe, however, the only requirement is that you often need to deposit money from a European bank account that you’ve opened in your name.
  3. Want to get started from outside of Europe? We suggest opening a digital bank account with N26 or a borderless account with Transferwise in euros, as most investment opportunities are listed in euros.
  • Open a free N26 bank account
  • Open a free TransferWise borderless bank account

The terms and conditions differ for each platform, however, you can find the most important information in our table above.

To get more details about a specific cashback offer, find the review of the platform you’re interested in and refer to the promo section.

There are three different types of cashback offers:

1. Sign-Up Bonus

The sign-up bonus rewards the new investor with money as soon as they sign up. This type of bonus is particularly rare; most platforms require investors to deposit money and invest to obtain the bonus.

In fact, currently, Bondora is the only platform that gives new investors a €5 bonus without depositing money.

p2p cashback bonus

2. Investment Bonus

Euro Bonus

The P2P lending investment bonus is more common than the sign-up bonus. With this type of cashback, new investors that invest the required amount of money on a particular P2P lending platform will receive a bonus of €10 - €25.

The minimum investment amount needed in order to obtain the bonus varies, depending on the platform, but you can expect this value to be at least €50. On Rendity, the minimum investment amount is €500.

Time Span Bonus

A time span bonus is by far the most popular cashback offer amongst European P2P lending platforms.

Here’s how it works: new investors receive a cashback bonus calculated from the average investment amount during a given period, which is usually 90 days.

Investors typically receive a cashback bonus of 0.5% - 1%, and this cashback is paid out either after 90 days or in installments - every 30 days within a 90 days period.

p2p promo code

3. Loyalty Bonus

A loyalty bonus, or the ‘VIP bonus’ as it is sometimes referred, does exactly what it says on the tin - it rewards the most loyal or ‘active’ investors, who invest larger sums of money.

Currently, there are only two platforms that offer this type of reward: Swaper and PeerBerry. Learn more about the Swaper bonus and the PeerBerry bonus in our dedicated P2P lending reviews.

p2p cashback

We list more about the above bonuses in our dedicated section about cashback offers for all investors. Note that the offers mentioned above are valid only until the platform changes its policies/terms and conditions. If no changes are made, the validity of these special loyalty bonuses is automatically extended at the end of every month.

Some platforms also offer monthly cashback campaigns within which all investors can participate. By investing in certain assets (loans) you can typically increase your investments by 1% - 2%.

These types of bonuses are usually only available for a limited period of time, with offers expiring after the campaign period.

What To Do Before Using a Cashback Offer

P2P lending cashback offers are great but they should not be the only incentive for new investors considering using a P2P lending site.

If you are new to P2P lending, we suggest reading our in-depth tutorials within our P2P lending academy to fully understand the concept of P2P lending.

In fact, before you sign up to any sites for cashback offers, make sure you complete this nifty list:

Disclaimer: At P2P Empire, we’re all about transparency, which is why we think it’s important that you know that if you use our referral links, we will get a small commission that helps cover the cost of our project.

What do we do with this money?

We invest it in our site, and ultimately, you!

We use the money to create more valuable investment content that you have free access to.

Our goal is to become the best resource for information around P2P lending in Europe, and we appreciate everyone who supports our initiative.

Additionally, the more content we have, the more bonuses we’re able to secure and share!

That’s right, these bonuses are exclusive to our site, meaning you’ll unlikely find them anywhere else!

Does that sound good to you?

Sign up on one of the popular P2P lending platforms that fits your needs.

FAQs

Do I need to pay tax on my cashback bonus?

Cashback bonuses are considered as earnings from capital income which means that you need to declare this income, together with interest payments, to your tax authorities. The tax rate depends on the legislation in the country of your residence.

Do I have to invest in order to get the cashback bonus?

While there are some exceptions, in most cases you need to complete the registration and deposit and invest money in order to receive a cashback bonus.

Do I need to use a special promo code to get the cashback bonus?

For 95% of the offers, you don’t need any special promo or invitation code. If, at some point, a promo code is required to obtain your bonus, we will inform you about it.

What shall I do if the cashback bonus isn’t added to my investor account?

We aim to update the bonus offers on a regular basis. We suggest avoiding using ad blockers, incognito modes, or different devices when registering with our referral links as it might not track your browser session properly.

Having trouble retrieving your cashback bonus?

Please get in touch directly with the platform as they have the required data to help resolve your issue.