InRento Review

Earn on average 6.81% interest per year
Your investment is secured by a mortgage.

  • Invest in buy to let properties
  • Earn up to 8% per year
  • Regulated by the Bank of Lithuania
  • Backed by collateral
Risk & Return
Buyback GuaranteeNo
Auto InvestNo
Secondary MarketYes
Min. Investment€500
Loan Originators1
Loan TypeRental
Loan Period12 - 36 months
Interest6% - 8%
  • Lower risk
  • New and unique P2B platform
  • Regulated platform
  • Investors need to have a Paysera account
  • 2% secondary market fee
  • Limited diversification
_Risk & Return
_Due Diligence

InRento Review

InRento is one of the newest P2P lending platforms on the market. The platform allows you to invest into buy-to-let properties with an annual average interest of 6.81%.

InRento is a newly founded project by the co-founder of EvoEstate - Gustas Germanavicius. The platform is also regulated by the Bank of Lithuania which makes it the only regulated P2P lending site that offers you the chance to invest into rental deals. Find out more about InRento in our in-depth review.

inrento review

⭐ Learn more about our rating criteria

InRento News

Last update: 10/02/2021
  • 10/02/2021 - We are adding our InRento review to P2P Empire

📧 Stay up to date with our newsletter

InRento in Numbers

InRento has just launched its operation this year which is why the platform doesn’t have much of a track record.

InRento Statistics
Year founded:2020
Investor's earnings:-
Total loan value:+ €€70,400
Number of investors:+ 29
Loss of investors' money:0%
Average portfolio size:-
Latest financial report:0

What’s worth mentioning is that inRento is funded through “Verslo Angelu Fondas II'' which is a Lithuanian venture capital fund. The same venture capital fund has also co-funded EvoEstate.

InRento Promo Code

We are currently not aware of any promotions or cashback bonuses for new investors. If you prefer to get an investment boost on top of your investments, you can view the current list of cashback offers here.

InRento New User Requirements

In order to sign up on InRento, you need to verify your identity with Ondato (third-party) as well as connect your Paysera account to InRento.

InRento follows a similar setup as Heavy Finance, with the only difference, that Heavy Finance uses Paysera as a tool to verify your identity. InRento adds one more verification process for new investors.

As with any European P2P lending platform, you need to fulfill the following requirements:

  1. Be over 18 years old
  2. Successfully verify your identity and pass the KYC requirements

If you want to deposit money on your investor account on InRento, you will need to have a dedicated Paysera account. InRento does not accept incoming payments via SEPA transfer.

In case that you already have an account on EvoEstate, you can invest in InRento’s project via the crowdfunding aggregator.

EvoEstate allows you to top up your account from any European bank account via SEPA transfer.

What you should be also aware of, is the €500 minimum investment amount. InRento certainly targets investors who are ready to commit more capital.

Ready to invest on InRento?

Risk and Return

It’s no secret that the return from rental deals is typically much lower in comparison to loans or equity deals. If you are chasing the highest interest rates, InRento isn’t a platform for you.

Every investor should certainly read InRento’s risk disclaimer to be fully aware of the risk aspects that can lead to the total loss of your investments.

If you are new to P2P lending, you will have a hard time to grasp the investment opportunities offered by InRento.

Here’s how it works:

  1. Investors’s invest into the acquisition of real estate properties which will be rented out
  2. InRento is only the platform that facilitates the transaction between the investor and the borrower, which is a UAB Real Assets (a company that borrows money from InRento’s investors) that will own and manage the property
  3. The borrower pays out 82% of the rental yield to the investor
  4. In the case where the property is vacant (without a tenant), the borrower pays 1% annual interest rate for the first three months and 5% interest rate after three months from which the property is vacant. (these numbers change with every project)
  5. If the property is sold out in the future at a higher price, the capital growth will be distributed in the following structure: 70% investors, 20% borrower, 10% InRento

What you are basically investing in is a loan that is secured by a first-rank mortgage. UAB Real Assets is going to purchase the property and take care of the property management. In exchange for this service, UAB Real Assets will take 18% from the rental yield and 20% of the capital growth.

InRento has a solid business model, considering that the investors bear the default risk. Your return from capital gain is being decreased due to an enormous combined fee of 28% that goes to the UAB Real Assets as well as InRento.

When investing in rental deals on Reinvest24, the capital gain will be distributed equally amongst all investors without any additional fees.

Another important aspect to mention is that there’s currently just one SPV - UAB Real Assets which acts as the borrower and owner of the two listed properties.

It’s yet unclear whether this company will be the owner of all projects on InRento. Reinvest24 creates a SPV for every rental deal which increases the protection of your investments in comparison to the setup on InRento.

What’s certainly worth mentioning is that every property comes with an independent real estate evaluation which you can download in the documents section under the project overview.

Unfortunately, there’s no information about the LTV. It would be certainly interesting to know whether the borrower has some skin in the game.

Project Overview

InRento’s project overview is well structured and easy to digest. The information presented on the project overview page makes much more sense than the project description by EvoEstate.

inrento project

What’s certainly unique to InRento is the “occupancy calculator” which shows you how much yield you will earn by investing a certain amount and considering the occupancy of the property.

The project overview gives you the exact details and terms of the deal, which you should certainly inspect before investing into rental properties.

Every project comes with an InRento Risk Score that should give you some additional information that is, however, usually used by more sophisticated real estate investors.

Is InRento Safe?

InRento is a very fresh project with no track record. The platform was founded by an experienced entrepreneur and the co-founder of EvoEstate - Gustas Germanavicius.

EvoEstate is, as you might know already, Europes’ only real estate platform aggregator.

Despite InRento being a newly launched platform, the P2P lending site follows the latest standards and regulations.

The identity verification process is conducted by Ondento which is a known user-identification service provider in Lithuania.

Your funds are not stored on a separate bank account but on your Paysera account.

In addition to those protective measures, InRento is also regulated by the Bank of Lithuania.

Who Runs the Company?

InRento is run by Gustas Germanavicius. Gustas' team consists of two more employees - Devidas Urbanovicius and Vytautas Urbanas.

Devidas is certified investment advisor and Vytautas is also a full-time employee at Ondato, which helps with the user-verification on InRento.

👉 How to Conduct Your Own Due Diligence in 10 Minutes

Are there any suspicious Terms and Conditions?

Storage of Funds

As already mentioned, you are only eligible to invest if you have a Paysera account. Should you choose to invest into particular projects, your funds will be deducted directly from your Paysera account. You are not transferring funds directly to InRento.

Clause 14 - Amendments

InRento reserves the right to unilaterally amend the contract without prior notice. If the company changes their fees, InRento needs to inform you 14 days prior to the effective date of the changes.

inrento amendments
Clause 78 - Liability

As with any P2P platform, InRento is also not liable for any losses that you might suffer. The platform is also not liable for accuracy or correctness of the information in the project overview.

inrento liability

👉 Is Peer-to-Peer Lending Safe?

Potential Red Flags

  • InRento may amend terms and conditions without prior notice
Learn more about possible red flags here.

Curious about other platforms? Head over to our ⚖️ P2P lending platform comparison to get a quick overview of the currently available platforms.

What’s Our Opinion About InRento?

InRento is a regulated and newly launched platform for investors who seek to invest higher amounts and don’t mind the lower interest rates.

While there’s a secondary market, you won’t be benefiting from this feature as there aren’t enough projects nor enough investors yet.

In terms of the returns, the platform as well as the borrower take a huge commission which will further decrease your profits.

The terms and conditions are as good as on any other marketplace. One defaulted project can have a negative effect on your further investments as there’s currently just one borrower.

If you want to test InRento yourself, we suggest investing on EvoEstate where you could potentially sell your investment on the secondary market, should you change your mind in the future.

Note that InRento is still in a very early stage. The project availability as well as the funding speed are still very limited.

Ready to earn money with InRento?


InRento is very easy to use, as you can only invest in projects manually. Every project comes with a well-structured project overview, which you should certainly read before you decide to invest.

The occupancy calculator is likely the best feature on InRento. This calculator enables you to calculate your return depending on the occupancy of the property.

As there is no Auto Invest on InRento, you can invest into projects directly on the project page.

Note, that the minimum investment amount on InRento is €500, which also equals the minimum investment amount on Rendity.

Apart from the project page, you also have access to the Transaction page or Investments page.

The entire website looks very similar to the interface of EvoEstate.

How Fast Can You Withdraw Your Money?

If you are looking for short-term capital commitment, you won’t be happy with InRento. Most of the deals have an investment term of at least 18 months.

There is a secondary market on InRento, however, due to the low number of investors at the moment, there are no listed offers to sell or buy.

If you want to have the option to resell your investments, we suggest to invest on EvoEstate.

Customer Support

InRento offers a Live Chat as well as the option to reach the support via email at We haven’t tested this feature as we have direct contact to the CEO Gustas Germanavicius who answers to our questions typically within a few minutes.

InRento Review Summary

InRento is the first regulated P2B platform that offers investments into rental deals. The platform is suitable for professional investors who are looking for a longer capital commitment as well as investments that are secured by a first-rank mortgage.

While InRento is still in the very early stage, it could potentially become a solid alternative to other P2P players in the industry.

Key Takeaways from our InRento Review

  • One of few regulated P2B platforms
  • Short-track record
  • Low risk and low return
  • Backed by a mortgage

If you want to give InRento a try, we recommend to first test the performance on EvoEstate. If you are convinced of InRento’s offer, click the link below to register on the platform and start making money by investing in rental properties.

Ready to become to make money from rental deals?

Or explore other real estate platforms.


What’s the minimum investment amount on InRento?

The minimum investment amount on InRento is €500, which is significantly higher than on other real estate platforms.

How is my investment secured?

Your investment on InRento is secured by a first-rank mortgage. In addition to this protection, InRento is one of the few regulated crowdfunding platforms in Lithuania.

Does InRento offer a secondary market?

InRento does offer a secondary market, however, due the rather low amount number of investors there are currently no offers to invest into.

Does InRento offer an Auto Invest?

InRento does currently not offer an Auto Invest. You can only invest in rental deals manually.

Company Information
Company:UAB InRento
Address:Gynėjų g. 14, LT-01109, Vilnius, Lithuania
Live Chat:Yes
Opening Hours:Weekdays from 9AM to 4PM
Social Media:Facebook, LinkedIn