Get a quick overview of the latest news from the P2P lending industry
In May, Capitalia saw a slight slowdown, with 96 borrower applications (€11.5M) vs. April’s 107 (€20.8M). The platform funded 15 projects worth €1.27M, down from 19 (€1.85M). Capitalia is expanding into Finland and strengthening its Baltic sales team. From July 1, a €3 fee applies for each withdrawal beyond two monthly free ones, addressing rising transaction and admin costs.
EstateGuru has launched the waiting list for EG Grow, a hands-off investment product offering a fixed 7% net annual return, paid monthly. Backed by real estate, it features a contingency fund to support interest payouts, but not principal. The service requires a €100 minimum and a 14-day initial allocation period. Investments are locked in with no early exit.
Nectaro closed 2024 with a €987K loss amid platform launch investments. Revenue reached €72.5K, up from €168 in 2023. Operating expenses totaled €1.06M. Assets rose to €422K, with share capital increased to €1.61M. The platform now spans 5 EU countries, manages a €3.7M loan portfolio, and is integrating ESG risk oversight. Parent Dyninno Fintech confirms continued capital support.
AvaFin is exiting P2P funding, including Esketit, following its integration with Capitec Bank. Czech and Spanish loans will be repurchased, with no user impact. Meanwhile, Spanda Capital—backed by Esketit founders—will list €7M in new loans, their largest offering yet, after acquiring promising portfolios. The move strengthens Spanda’s role in NPL management with growing institutional interest.
Income Marketplace saw €6.1M funded in May 2025, bringing total all-time funding to €168.8M. The average return since inception stands at 13.1%, with May’s new loans averaging 12.09% interest. 158 new investors joined, raising the total to 9,654. The outstanding portfolio reached €22.5M, with an average investor portfolio of €4,600. Total investor earnings to date: €4.74M.
Nectaro now supports Two-Factor Authentication (2FA), adding an extra layer of login protection. Users must enter both a password and a time-sensitive code from an authenticator app. This helps block unauthorized access, phishing, and fraud. Activate 2FA via your profile’s Security settings by scanning a QR code with Google Authenticator or similar apps.
LANDE Platform SIA closed 2024 with a €196,086 profit, reversing the previous year's loss. Revenue rose to nearly €2M, reflecting growing investor trust. Shareholder equity increased to €626K. The platform secured an ECSP license from the Bank of Latvia and plans to enter the Polish market. Over €30M in total funding has been issued since launch, with over 8,000 investors onboard—mainly from Germany and Central Europe.
PeerBerry investors funded €31.43M in May, up 12% from April. €890,468 in interest was paid, bringing total interest to €43.76M. The €115.45M portfolio dipped slightly due to major long-term loan repayments. Long-term loans now dominate the platform, increasing availability—investors are advised to adjust AutoInvest settings. PeerBerry gained 1,846 new users, reaching 103,100. Since inception, nearly €3.05B in loans have been funded.
From June 2, 2025, Nectaro users will earn an extra 0.29% annually on new Auto-Invest investments. The bonus interest is calculated daily and paid with standard payouts. The boost applies to all strategies launched while the offer is active and lasts until the investments mature or are repaid.
Insoil Finance has added an Inactivity Fee (Clause 4.3) for investors who fail to provide valid account details. If payments can’t be distributed due to missing account info, the fee will apply from the date funds are received and continue until proper details are shared. This may reduce the total amount investors are entitled to receive.