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Best Passive Income Websites

<article>
<h2>Passive Income Websites</h2>
<p>Are you ready to learn about this year's best passive income websites? Earning passive income online is the dream of many investors. However, making passive income does come with specific requirements.</p>
<p>You need <strong>a lot of time or money upfront to earn passive income.</strong> Earning passive income out of thin air isn&rsquo;t something we will be covering in this article.</p>
<h2>What Is A Passive Income Website?</h2>
<p>A passive income website is <strong>where you receive earnings without any time investment</strong>. This means you <strong>don't need to trade time for money to earn an income</strong>.</p>
<p>The best passive income websites are companies that <strong>use your resources - money</strong> to generate additional income.</p>
<p>There are several legit passive income sites that we will be covering in this article.</p>
<h2>What Is Not A Passive Income Website?</h2>
<p>Many publishers will promote <strong>survey sites and freelance platforms</strong> to their users and brand those options as passive income websites.</p>
<p>Those websites don't generate passive income. You must <strong>trade time or skills to generate earnings</strong> - those are active income websites.</p>
<p>In this article, we will focus on the best passive income platforms where you <strong>can invest money and get a solid return. </strong></p>
<h2>Requirements To Use A Passive Income Website</h2>
<p>Before we present the list of legitimate passive income websites, you should be informed about the requirements you must fulfill to generate additional earnings.</p>
<ul>
<li>Be over 18 years old</li>
<li>Pass the KYC requirements</li>
<li>Reside in a supported region</li>
</ul>
<p>Specific passive income platforms have to follow strict regulatory requirements and offer its services in specific regions only.</p>
<p><mark>If you are looking for investments in P2P loans, we suggest navigating to our <a href="https://p2pempire.com/en/review">P2P lending review</a> section and filtering the options based on your region. </mark></p>
<h2>What To Be Aware Of</h2>
<p>Here at P2P Empire, we specialize in testing various websites that promise an attractive return on your investment.</p>
<p>Plenty of passive income options promote "low risk and high reward".</p>
<p>Most of the time, this is not correct.</p>
<p>We can evaluate whether the advertised return is real or just an empty marketing promise by testing, researching, and reviewing various passive income platforms.</p>
<p><mark>Navigate to our <a href="https://p2pempire.com/en/portfolio">P2P Lending Portfolio</a> to review our exposure in various passive income sites.</mark></p>
<p>One of the best ways to earn passive income online is to <a href="https://p2pempire.com/en/lend-money-for-profit">lend money for profit</a>. Simply put, you can fund unsecured or secured loans in exchange for interest.</p>
<p>Both loan types have pros and cons and many characteristics you should consider.</p>
<p>To become a professional in&nbsp;<a href="https://p2pempire.com/en/p2p-lending">P2P lending</a>, you must commit a lot of time and money to determine what fits your needs the best.</p>
<p>However, a few passive income websites allow you to invest <strong>without too much time spent learning how the platform works</strong>.</p>
<p>Keep in mind that this is not a &ldquo;get-rich-quick-scheme.&rdquo;</p>
<p>Here at P2P Empire, we take a relatively conservative risk-adjusted approach to our investments and share with you the best websites to earn passive income on your money at the current time.</p>
<p>Here are some of our requirements to give you a bit of context about how we have chosen the currently suitable options.</p>
<p>While we compare more than 50 P2P lending platforms, not all are suitable for passive investors.&nbsp;We also review various other brokers and websites that offer passive income.</p>
<p><strong>We have excluded some platforms which have the following characteristics:</strong></p>
<div class="alert-box">
<ul>
<li>High-risk platforms</li>
<li>High time investment</li>
<li>No option to withdraw funds fast</li>
<li>Short track record (not yet established platforms)</li>
</ul>
</div>
<h2>Best Passive Income Websites</h2>
<p>Here is the list of passive income platforms and products that may be suitable for passive investors:</p>
<div class="tips-box">
<ol>
<li>Acorns</li>
<li>Fintown</li>
<li>Esketit</li>
<li>YouHodler</li>
</ol>
</div>
<p>Let&rsquo;s look closely at the listed products and determine which options are the best and which passive income opportunities are the worst.</p>
<h2>Acorns</h2>
<p><img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/EN/acorns-passive-income.webp" border="0" alt="acorns passive income website" loading="lazy"></p>
<p>One of the best financial passive income websites for U.S. readers is Acorns.</p>
<p>This financial super-app enables you to <strong>earn income through investments in broadly diversified ETFs</strong> and <strong>cashback bonuses</strong> from purchases in selected stores.</p>
<p>Acorns is very simple to use and you can earn passive income on USD quickly. The passive income platform offers a variety of products and several savings features, which are great if you are starting with investments.</p>
<p>Acorns have been on the market since 2016, and more than 10 million users have signed up with Acorns. In total, Acorns customers earned and invested more than $30 million.</p>
<div class="pros">
<h3>Pros</h3>
<ul>
<li>Available for U.S. clients only</li>
<li>Beginner friendly</li>
<li>Invest from just $5</li>
<li>Build a broadly diversified portfolio</li>
<li>Later &amp; Early accounts are SIPC-insured up to $500,000</li>
</ul>
</div>
<div class="cons">
<h3>Cons</h3>
<ul>
<li>Investments are subject to market risks</li>
</ul>
</div>
<p>Acorns provides <strong>mature financial products for everyone interested in building passive income</strong> in the long term.</p>
<p>Unlike other trading apps such as Robinhood or Webull, Acorns doesn't support day trading or stock picking, which is essentially gambling.</p>
<p>This means that Acorns isn't a financial product that is targeting the addictive behaviors of its users &mdash; right the opposite. Acorns enables you to invest in regulated ETFs.</p>
<p class="question">Are you ready to earn passive income?</p>
<button class="redirect external_link_button promo" value="acorns">Get Started With Acorns</button>
<h2>Fintown</h2>
<p><img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/EN/fintown-review.webp" border="0" alt="fintown review" loading="lazy"></p>
<p>Fintown is a Czech-based crowdfunding platform offering investments in short-term rental properties in Prague with an average occupancy of 90%.</p>
<p>Fintown offers between 9% and 12% APY on investments from &euro;50. The lock-up period ranges from 1 to 36 months.</p>
<p>The platform is open to investors from all around the world, but accepts only deposits in EUR.</p>
<p>Investors from the U.S. can simply open a <a href="https://p2pempire.com/en/wise-card">free Wise account</a> or exchange and <a href="https://p2pempire.com/en/revolut-review">transfer money with Revolut</a>.</p>
<p>Fintown is a new platform offering attractive terms to acquire new investors. We expect the platform to drop the interest rates in the future as it will have enough funds to fund its projects.</p>
<p>After you have registered and invested on the platform, you can monitor the accrued interest daily and withdraw it every month, making Fintown a suitable passive income website.</p>
<div class="pros">
<h3>Pros</h3>
<ul>
<li>Daily interest</li>
<li>Income generated from short-term rental properties</li>
<li>High yield</li>
</ul>
</div>
<div class="cons">
<h3>Cons</h3>
<ul>
<li>New platform</li>
<li>Limited investments opportunities</li>
<li>Deposits are only supported in EUR</li>
</ul>
</div>
<p>Ready to earn passive income from short-term rental properties in one of the most visited cities in Europe?</p>
<button class="redirect external_link_button promo" value="fintown">Earn Interest on Fintown</button><center>
<p><mark>Or read our <a href="https://p2pempire.com/en/review/fintown">Fintown review</a>.</mark></p>
</center>
<h2>Esketit</h2>
<p><img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/esketit-review.webp" border="0" alt="esketit review" loading="lazy"></p>
<p>Esketit is a P2P lending platform launched by the founders of CreamFinance, one of Europe's most successful lending groups.</p>
<p>As an investor on Esketit, you can currently invest in well-performing loans from the CreamFinance group and two separate lending companies founded by the founders of Esketit.</p>
<p>The yield that you can expect on Esketit depends on your risk preferences. You can now earn up to 12% by investing in profitable loans from Jordan.</p>
<p>Esketit is an excellent platform for newbies who don&rsquo;t want to spend too much time learning how everything works.</p>
<p>You can deposit funds on Esketit and choose a predefined investment strategy.</p>
<p>Your available funds will be distributed almost immediately. The predefined investment strategies on Esketit offer instant liquidity during normal market conditions, meaning that you can withdraw most of your funds within a few hours or days.</p>
<div class="pros">
<h3>PROS</h3>
<ul>
<li>Easy-to-use product</li>
<li>High rates</li>
<li>High liquidity</li>
</ul>
</div>
<div class="cons">
<h3>CONS</h3>
<ul>
<li>Not regulated</li>
<li>Not available for Non-Europeans</li>
<li>Deposits supported only in EUR, USDC, USDT</li>
</ul>
</div>
<p class="question">Keen to invest on Esketit?</p>
<button class="redirect external_link_button promo" value="esketit">Earn Interest on Esketit</button><center>
<p><mark>Or read our comprehensive <a href="https://p2pempire.com/en/review/esketit">Esketit review</a>.</mark></p>
</center>
<h2>YouHodler</h2>
<p><img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/youhodler-review.webp" border="0" alt="youhodler review" loading="lazy"></p>
<p>YouHodler is an innovative crypto lending platform that offers yield on your crypto assets, including 8% APY on stablecoins such as USDC.</p>
<p>That being said, earning passive income on your crypto investments is also a great option if you are familiar with crypto.</p>
<p>Instead of letting your crypto sit on exchanges for free, you can make a yield on it by depositing it on YouHodler.</p>
<p>YouHodler is suitable for investors or users who know their way around cryptos. It can be confusing to grasp if you are a complete newbie.</p>
<p>By downloading the YouHodler app, you can purchase cryptocurrency from the app or transfer it from your wallet on an exchange.</p>
<p><mark>Youhodler is not offering its services for U.S. clients due to regulatory requirements. If you are not from the U.S. you can use YouHodler and top-up your account via Apply Pay, Bank Card, Bank Wire or AdvCash. </mark></p>
<p>YouHodler pays out interest rewards every Friday and currently, it offers yield on more than 40 coins.</p>
<div class="pros">
<h3>PROS</h3>
<ul>
<li>Easy-to-use product</li>
<li>High rates amongst crypto lending platforms</li>
<li>High liquidity</li>
<li>Regulated in Switzerland</li>
</ul>
</div>
<div class="pros">
<h3>CONS</h3>
<ul>
<li>Not available for U.S. clients</li>
<li>Centralized platform</li>
</ul>
</div>
<p class="question">Ready to earn a yield on your crypto? You can even get a free bonus with our<a href="https://p2pempire.com/en/cashback-bonus/youhodler-referral-code">YouHodler Promo Code</a>.</p>
<button class="redirect external_link_button promo" value="youhodler">Earn Interest on YouHodler</button><center>
<p><mark>Read our comprehensive <a href="https://p2pempire.com/en/review/youhodler">YouHodler review</a>.</mark></p>
</center>
<h2>What To Consider When Using Passive Income Websites</h2>
<p>Before joining a passive income website, there are a few things that you should consider.</p>
<h3>Time Investment</h3>
<p>Time is money, and if you are too busy with your day job, you don&rsquo;t want to spend your time educating yourself about all the risks and best practices. Some platforms require you to inform yourself about the assets so you are fully aware of how you generate passive income.</p>
<h3>Diversification</h3>
<p>Diversification represents the availability of loans or investment products from various lenders or issuers in different countries. Investing in any asset class is one factor that lowers your risk.</p>
<h3>Instant Liquidity</h3>
<p>Do you want to have instant access to your money? That&rsquo;s what &ldquo;instant liquidity&rdquo; stands for. Some passive income websites offer you the opportunity to withdraw your money anytime, usually at the expense of returns.</p>
<p>With most passive income websites, you will need to lock-up your money for a specific period to earn a return.</p>
<h3>Protection</h3>
<p>The protection of your money should be equally as crucial as the return. Some passive income platforms offer a reliable protection scheme that decreases investment risk. We highly encourage our readers to get familiar with the risks connected to a specific passive income website or certain products.</p>
<p><strong>Not all the financial products offered by passive income sites have the same risks.</strong></p>
<h3>Return</h3>
<p>The offered interest rate on every platform determines how much money you can earn. The key is to figure out the perfect risk and reward ratio. When it comes to P2P lending, P2P Empire is here to help you out with that.</p>
<h3>Quality of Loans / Products</h3>
<p>The quality of loans or products determines whether the platform can keep its promises and deliver on the advertised return.</p>
<p>Remember that there are no guarantees in investing, and you will lose money in the worst-case scenario.</p>
<p>The better the performance of the loans listed on a dedicated passive income platform, the better the chances you will earn an attractive return.</p>
<p><mark>Keen to earn money online? Check out our article about how to make money online <a href="https://p2pempire.com/en/how-to-earn-money-online-without-investment-in-mobile">without investment</a>.</mark></p>
<h3>Support</h3>
<p>Support is among the most important factors when choosing the best passive income platform.</p>
<p>The website&rsquo;s support will always help you resolve your issues.</p>
<p>Nothing is perfect, and when you encounter challenges, you should be able to rely on the platform's support.</p>
<h2>Best Passive Income Website For You</h2>
<p>Our ratings will give you an idea of the best way to earn passive income. Remember that it always comes down to your personal preference and risk tolerance.</p>
<p>Being aware of what you are looking for will make all the difference when choosing the right passive income website.</p>
</article>

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