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Mintos Alternative

<article>
<h2>8 Best Mintos Alternatives in 2024</h2>
<p>Investing in Mintos is suitable for more experienced investors happy with the currently offered annual yield of 9.94%. If safety and return are a concern of yours (and it should be), you might consider moving your funds to suitable Mintos alternatives.</p>
<p>Mintos is still the market leader; however, due to the negative events such as loan extensions, pending payments, and suspensions of loan originators, you shall consider moving your investments to a more reliable P2P platform.</p>
<p>And who better to advise you than the P2P Empire team?</p>
<p>We&rsquo;ve been investing in various P2P lending sites since 2017, and we monitor P2P platforms daily, giving us a good idea about legitimate players vs those that aren&rsquo;t protecting your investments.</p>
<p>In this article, you&rsquo;ll learn about 2024&rsquo;s best Mintos alternatives.</p>
<p>But before we get started on our favorite Mintos alternatives, let&rsquo;s look closely at why you should think about finding one&hellip;</p>
<center>
<p><a href="#mintos-alternatives">👉 Skip to the list</a></p>
</center>
<h2>Why Find an Alternative to Mintos?</h2>
<p>Every P2P investor has different preferences regarding P2P lending platforms, so it&rsquo;s important to determine why you want to invest in a different P2P platform in the first place.</p>
<p>Most likely, you&rsquo;re hoping to diversify your portfolio to lower your risk and secure your yields, but there are many other reasons you could be choosing to find a Mintos alternative.</p>
<p>We&rsquo;ve listed a few reasons below:</p>
<div class="checklist-box">
<h3>Why Should You Look for a Mintos Alternative</h3>
<ul>
<li>Different business model</li>
<li>Different loan types</li>
<li>Higher yields</li>
<li>Greater availability of loans</li>
<li>Attractive <a href="../en/cashback-bonus">cashback bonuses</a> for new and loyal investors</li>
<li>Better liquidity</li>
<li>Greater protection over your investments</li>
</ul>
</div>
<div class="alert-box">
<h3>Reasons to stay away from Mintos</h3>
<ul>
<li>Poor monitoring of the performance of their lending companies (in 2020)</li>
<li>The buyback guarantee, as well as the group guarantee, are not reliable</li>
<li>Mintos' data isn't always in line with the data of the lending companies - this makes the statistics inaccurate</li>
<li>Mintos suspended many lenders and locked investors' funds (in the past)</li>
<li>Lending companies can repurchase your loans and re-list them on Mintos for a lower interest</li>
</ul>
</div>
<h2>Best Mintos Alternatives</h2>
<p>Okay, without further ado, let&rsquo;s look at these Mintos alternatives, then!</p>
<table class="comparison4">
<tbody>
<tr>
<th id="mintos-alternatives">Mintos Alternatives</th>
<th>Average Interest</th>
<th>Protection</th>
<th>Investment Type</th>
</tr>
<tr>
<td>Esketit</td>
<td>13.41%</td>
<td>Buyback Obligation</td>
<td>Consumer</td>
</tr>
<tr>
<td>PeerBerry</td>
<td>10.75%</td>
<td>Buyback Guarantee</td>
<td>Short-Term</td>
</tr>
<tr>
<td>Robocash</td>
<td>11.6%</td>
<td>Buyback Guarantee</td>
<td>Consumer</td>
</tr>
<tr>
<td>Income</td>
<td>11.82%</td>
<td>Buyback Guarantee</td>
<td>Short-Term</td>
</tr>
<tr>
<td>Lonvest</td>
<td>13%</td>
<td>Buyback Guarantee</td>
<td>Short-Term</td>
</tr>
<tr>
<td>InRento</td>
<td>14%</td>
<td>Mortgage</td>
<td>Rental</td>
</tr>
<tr>
<td>LANDE</td>
<td>11%</td>
<td>Pledge</td>
<td>Agriculture</td>
</tr>
<tr>
<td>Heavy Finance</td>
<td>12.3%</td>
<td>Pledge</td>
<td>Agriculture</td>
</tr>
</tbody>
</table>
<section>
<h2>1. Esketit</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/esketit-review.webp" border="0" alt="esketit review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/esketit-review.webp">
<h3>Esketit in Short:</h3>
<ul>
<li>Backed by a profitable lending group</li>
<li>No loss of investors&rsquo; investments</li>
<li>Protected by a reliable buyback obligation</li>
<li>Higher yield than on Mintos</li>
</ul>
<h3>Why is Esketit a Good Mintos Alternative?</h3>
<p>Esketit is a smaller P2P lending platform that is being operated by Creamfinance which is a well-established lending group in Europe.</p>
<p>Esketit was launched in 2020 and is currently one of the more popular alternatives to Mintos. The platform currently offers high-yielding short-term loans from Creamfinance in Spain or from the lending company Money for Finance, which the founders of Creamfinance are operating in Jordan.</p>
<p>The platform offers a simple user interface with a secondary market and an auto invest. You can start investing from just &euro;10, and your investment is backed by a 60-day buyback obligation.</p>
<p class="question">Like this Mintos Alternative?</p>
<button class="redirect external_link_button promo" value="esketit">Earn Interest on Esketit</button><center><em>Or, head over and read our brilliant <a href="../en/review/esketit">Esketit review</a> to find out more about this platform </em></center></section>
<section>
<h2>2. PeerBerry</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/peerberry-review.webp" border="0" alt="peerberry review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/peerberry-review.webp">
<h3>PeerBerry in Short:</h3>
<ul>
<li>Highest protection of investors' interest in the industry</li>
<li>Automate your portfolio with their auto invest tool</li>
<li>High liquidity due to short-term loans</li>
<li>Responsive support</li>
</ul>
<h3>Why is PeerBerry a Good Mintos Alternative?</h3>
<p>Founded in 2017, this Lithuanian platform is a marketplace for P2P loans, which makes it very similar to Mintos. PeerBerry lists loans from over 24 different loan originators.</p>
<p>The platform offers loan terms of up to 60 months; however, we only use it for short-term investments. With a minimum investment amount of only &euro;10, PeerBerry is a suitable alternative to Mintos.</p>
<p>PeerBerry investments are also protected by the 60-day buyback guarantee. The difference between Mintos and PeerBerry is that all the loan originators on PeerBerry also pay the accrued interest for delayed payments, which isn&rsquo;t always the case with Mintos.</p>
<p>PeerBerry's business partners also offer the strongest group guarantee in the P2P lending industry.</p>
<p>Whereas Mintos' lending companies can finance up to 90% of their loan book through Mintos, PeerBerry's lending companies finance max. 40 - 45% of their loans with PeerBerry.</p>
<p class="question">Pretty impressive, huh?</p>
<button class="redirect external_link_button promo" value="peerberry">Earn Interest on PeerBerry</button><center><em>Or, read more about this platform in our comprehensive <a href="../en/review/peerberry">PeerBerry review</a></em></center></section>
<section>
<h2>3. Robocash</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/robocash-review.webp" border="0" alt="peerberry review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/robocash-review.webp">
<h3>Robocash in Short:</h3>
<ul>
<li>One of the best performing P2P lending platforms</li>
<li>Automated investments</li>
<li>30-day buyback guarantee</li>
<li>High-quality loans</li>
</ul>
<h3>Why is Robocash a Good Mintos Alternative?</h3>
<p>Robocash is a P2P platform from Croatia operated by the Robocash Group. The P2P lending platform lists loans from selected loan originators that operate under the Robocash Group, which made a profit of around USD 20 M in 2020.</p>
<p>The Robocash investment platform introduced many improvements over the past few months.</p>
<p>The platform offers a dedicated statistics page and sections for individual loan originators. This allows you to quickly get an overview of what Robocash is offering.</p>
<p>During our due diligence process, we also talked to the deputy CFO and the CEO of the Robocash group to learn more about what's happening behind the curtain. We have a substantial amount of money invested on the platform since 2018 and our experience has been exceptional so far.</p>
<p class="question">Ready to invest in high-quality loans?</p>
<button class="redirect external_link_button promo" value="robocash">Earn Interest on Robocash</button><center><em>Get familiar with the P2P platform in our <a href="../en/review/robocash">Robocash review</a> </em></center></section>
<h2>4. Income Marketplace</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/getincome-review.webp" border="0" alt="getincome review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/getincome-review.webp">
<h3>Income in Short:</h3>
<ul>
<li>Earn up to 15% per year</li>
<li>Secured by the loan portfolio</li>
<li>Increased protection mechanism</li>
<li>Newly launched platform</li>
</ul>
<h3>Why is Income a Good Mintos Alternative?</h3>
<p>Income is one of the most exciting new P2P marketplaces trying to challenge Mintos. The platform offers loans with a higher interest rate than on Mintos, as well as additional securities. All the loans are protected by a buyback guarantee and the loan book itself.</p>
<p>All the lenders on the Income Marketplace have a substantial amount of &ldquo;Skin in the Game&rdquo; in all loans.</p>
<p>This means that the lender is motivated to recollect the debt.</p>
<p>For specific lenders, the Income Marketplace has direct access to loan repayments which means that your investments will always be repaid first.</p>
<p>This protection system should, in theory, help with a speedy recovery of funds from suspended lenders.</p>
<p>While the loan availability on Income is still quite limited, the platform's functionality and the high yield can be good arguments that make Income a good alternative to Mintos.</p>
<p class="question">Ready to grow your Income?</p>
<button class="redirect external_link_button promo" value="income">Earn Interest on Income</button><center><em>Or, keep reading about this platform in the comprehensive <a href="../en/review/income">Income review</a>.</em></center>
<section>
<h2>5. Lonvest</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/EN/lonvest-review.webp" border="0" alt="lonvest review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/lonvest-review.webp">
<h3>Lonvest Overview:</h3>
<ul>
<li>Up to 95% Skin in the Game</li>
<li>Minimum investment from &euro;10</li>
<li>Higher yield</li>
<li>60-day buyback guarantee</li>
</ul>
<h3>Why is Lonvest a Good Mintos Alternative?</h3>
<p>Lonvest is a newly launched P2P lending platform offering investments in loan originators from Poland and Vietnam. The platform offers up to 14% interest per year. All the investments are backed by a reliable buyback and group guarantee.&nbsp;</p>
<p>Lonvest lists only loans from in-house loan originators, which increases the control over risk management. Unlike Mintos, Lonvest doesn't offer loans from third-party-lenders which are often connected to higher risk.</p>
<p class="question">Ready to try a new strategy?</p>
<button class="redirect external_link_button promo" value="lonvest">Earn Interest on Lonvest</button><center><em>Alternatively, keep reading about this platform in our comprehensive <a href="../en/review/lonvest">Lonvest review</a>.</em></center></section>
<section>
<h2>6. LANDE</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/lande-review.webp" border="0" alt="lande review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/lande-review.webp">
<h3>LANDE in Short:</h3>
<ul>
<li>Invest in agricultural loans</li>
<li>Very easy to use</li>
<li>High protection</li>
<li>Secondary market</li>
</ul>
<h3>Why is LANDE a Good Mintos Alternative?</h3>
<p>LANDE is a fantastic option for you, if you are tired of investing in payday loan lenders and looking to bring additional safety into your portfolio. The platform offers a good ratio between the return and the risk.&nbsp;</p>
<p>On LANDE, you essentially invest in agricultural loans secured by crop, heavy machinery or a mortgage. Additionally, all loans are secured by insurance.</p>
<p>This means that in the case where a loan would default, LANDE can liquidate the collateral much faster than some of the competitors who offer real-estate-backed investments. The performance of LANDE's loan book has been satisfactory so far, and there is currently a high demand for newly listed projects.</p>
<p>You can start investing on LANDE from just &euro;100.</p>
<p class="question">Keen to increase the safety of your investments with LANDE?</p>
<button class="redirect external_link_button promo" value="lande">Earn Interest on LANDE</button><center><em>Or, see our <a href="../en/review/lande">LANDE review</a> to keep reading about this platform</em></center></section>
<section>
<section>
<h2>7. Heavy Finance</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/heavy-finance-review.webp" border="0" alt="heavy finance review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/heavy-finance-review.webp">
<h3>Heavy Finance in Short:</h3>
<ul>
<li>Invest in agricultural loans</li>
<li>Regulated platform</li>
<li>Backed by heavy machinery</li>
<li>Secondary market</li>
</ul>
<h3>Why is Heavy Finance a Good Mintos Alternative?</h3>
<p>Heavy Finance is a Lithuanian-regulated crowdfunding platform from Vilnius. The platform offers investments in agricultural loans that are backed by heavy machinery.&nbsp;</p>
<p>By investing on Heavy Finance, you are helping farmers produce food, which is certainly more ethical than investing in short-term loans. Additionally, your investment is protected by collateral such as heavy machinery.&nbsp;</p>
<p>Some Lithuanian loans on Heavy Finance are also backed by a special EU fund that supports farmers in the Baltics, which further increases the safety of your investment.&nbsp;</p>
<p>While you might need to commit your capital for at least 12 months, the risk and return ratio might be worth the capital commitment.&nbsp;</p>
<p class="question">Keen to earn interest with Heavy Finance?</p>
<button class="redirect external_link_button promo" value="heavyfinance">Earn Interest on Heavy Finance</button><center><em>Or, see our <a href="../en/review/heavy-finance">Heavy Finance review</a> to keep reading about this platform</em></center></section>
<section>
<section>
<h2>8. InRento</h2>
<img class="lazy" src="https://p2pgallery.s3.eu-central-1.amazonaws.com/inrento-review.webp" border="0" alt="inrento review" loading="lazy" data-src="https://p2pgallery.s3.eu-central-1.amazonaws.com/inrento-review.webp">
<h3>InRento in Short:</h3>
<ul>
<li>Invest in rental properties</li>
<li>Regulated platform</li>
<li>Backed by a mortgage</li>
<li>Secondary market</li>
</ul>
<h3>Why is InRento a Good Mintos Alternative?</h3>
<p>InRento is the only regulated crowdfunding in Lithuania, offering investments in rental properties. The platform enables you to invest in real estate properties that will be lent out to tenants. You will then receive a portion of the rental yield as passive income.&nbsp;</p>
<p>Depending on the terms of the projects, you might also receive the capital gain after the property is sold. InRento's projects are in high demand, so you should register and top up your account fast if you don't want to miss out on potentially double-digit annual returns.&nbsp;</p>
<p class="question">Keen to earn passive income on InRento?</p>
<button class="redirect external_link_button promo" value="inrento">Earn Interest on InRento</button><center><em>Or, see our <a href="../en/review/inrento">InRento review</a> to keep reading about this platform</em></center></section>
<section>
<h2>Final Thoughts on Mintos&rsquo;s Alternatives</h2>
<p>Okay, so we&rsquo;ve worked out that diversifying your portfolio is a smart move, and we&rsquo;ve had a brief look at the best Mintos alternatives to help you do this.</p>
<p>If you&rsquo;re ready to invest, simply sign up using our links above. Alternatively, find out more by reading our in-depth individual <a href="../en/review">P2P lending reviews</a>, which are specially tailored to help you choose the platform that fits your needs.</p>
<center>
<p><mark>Do you appreciate this review? <a href="https://www.buymeacoffee.com/p2pempire" target="_blank" rel="noopener norefferer nofollow">Invite us for a coffee ☕</a></mark></p>
</center></section>
</section>
</section>
</article>

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