EstateGuru Default Rate

    Table of contents

Table of contents

    FAQ

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    How can I minimize my default rate on EstateGuru?

    You can minimize your default rate by investing in loans from Estonia, Lithuania, and Latvia with a low LTV.

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    Which loans are more risky on EstateGuru?

    Loans with a higher LTV originating in Finland and Germany come with a higher risk.

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    Is my money lost when a loan defaults?

    EstateGuru has a dedicated team that is in charge of debt collection. It takes, on average, nine months to recover a loan. The debt recovery procedure may take up to 18 months. Defaulted loans limit your liquidity on EstateGuru.

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    investing riskInvesting on any investment platform is subject to risks. The actual profit from your investment may vary.

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    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2026 All rights reserved.

    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2026 All rights reserved.