Last Update:
18/05/2025
€110,323.84
Total portfolio amount
FAQ About The Portfolio
What is IRR?
IRR represents the internal return rate, a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. In short, it helps calculate the portfolio's profitability over a specific period. This rate also considers cash drag, periodic changes in the interest rate, and delayed loan repayments. The IRR shown in our portfolio has been calculated monthly for the past 12 months.
What's the difference between Active, Testing and Exiting?
The active portfolio signifies where most of its profits are reinvested. On the other hand, testing portfolios refer to those where no additional investments are made. When the portfolio is labeled as "Exiting," that implies the withdrawal of all funds is ongoing.
Why does the investment period matter?
In order to gain a comprehensive understanding of any platform, it is important for investors to invest over time and gather experience in both prosperous and turbulent economic cycles.
Should I just copy your portfolio?
We never recommend blindly following any investment strategy. Our risk appetite might differ from yours. Always do your research before deciding to invest money in P2P loans.
Latest Portfolio Update
Stay informed about the latest updates regarding our P2P lending portfolio to find out which platform is performing well and which isn’t.
Read The Latest News
18. May 2025P2P Lending Platforms Performance Update - May 2025
In this month’s update, we cover the latest data on recoveries, defaults, and loan volumes across major players like Mintos, PeerBerry, EstateGuru, and more. Watch the full video to see where your money might be working—or at risk.
18. May 2025P2P Lending Platforms Performance Update - May 2025
In this month’s update, we cover the latest data on recoveries, defaults, and loan volumes across major players like Mintos, PeerBerry, EstateGuru, and more. Watch the full video to see where your money might be working—or at risk.
18. May 2025Income Resumes Bridging with €5,000 Repayment for ClickCash
Income has resumed bridging repayments for ClickCash, initiating a €5,000 payment—the first since July 2024. This move follows ongoing delays in ClickCash’s funding efforts. While the company continues its relaunch, Income will reassess further bridging monthly. The goal remains full investor recovery, with transparency and investor protection at the core of each decision.
17. May 2025Last Chance To Vote For The Worst Platform Of 2025
Use the source link to express your opinion about the worst P2P lending platform of 2025. The result will be published on our YouTube channel. Vote now!
