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Available for EU residents

Max Crowdfund Review

Updated | 10. July 2024

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Available for EU residents
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Secured bya mortgage
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Information:

Many loans are defaulted. Investors' funds are at risk.

1
rating
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Tested Platform
HIGHLIGHTS
  • Lack of communication

  • Lack of transparency

  • High default rate

  • Not regulated

RATING
Risk & Returnnumber of stars
Usabilitynumber of stars
Liquiditynumber of stars
Supportnumber of stars
FEATURES
closed iconBuyback Guarantee
closed iconAuto Invest
closed iconSecondary Market
closed iconCashback
closed iconRegulated
DIVERSIFICATION
Min. Investment 100
Loan Originators1
Loan Period in Months6 - 36
Countries4
Loan TypeReal Estate
Interest7.5% - 12%

News

Statistics

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Outstanding portfolio:€47.266,000
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Performing portfolio:€38.001,706
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Non-performing portfolio:€9.264,294
19.6%Defaulted
80.4%Performing
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Investors' earnings:

Not available

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Loss of investors' money:

Not available

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Average portfolio size:

€ 2.672

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Year founded:

2020

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Number of investors:

7.056

Portfolio Evaluation:

As of December 2024, 80.4% of Max Crowdfund’s portfolio is performing as expected, with 19.6% in recovery. Non-performing loans can impact your liquidity and returns on Max Crowdfund, as the platform must first recover the debt before you can withdraw or reinvest your funds.

Non-performing loans also increase the risk of capital loss. A default rate of 19.6% can negatively impact your well-diversified portfolio on Max Crowdfund, as you will need to wait for the platform to recover the debt before reinvesting or withdrawing your funds. Compared to other platforms, a 19.6% default rate is considered high. If you are not an expert in evaluating the risks of investments on Max Crowdfund, we suggest considering better-performing alternatives.

We consider Max Crowdfund's statistical data to be semi-reliable. The platform either doesn't update its statistics regularly or provides incomplete data. Some information may be withheld to present a more favorable picture than the reality.

Disclaimer:

This statistical information has been sourced from the platform's website and we cannot independently verify its authenticity. Therefore, we recommend conducting your own research, staying updated on the company's latest developments, and reading our Max Crowdfund review to enhance your understanding of the platform. Be aware that geopolitical risks, regulations, and force majeure events may negatively impact your portfolio.

    Table of contents

Table of contents

Max Crowdfund Review Summary

Max Crowdfund's management is unable to publicly address the defaulted lending portfolio. The lack of communication and countless issues reported by the community are alarming enough to keep people away from this platform. 

Main Takeaways From Our Max Crowdfund review:

  • Poor risk management
  • No transparency
  • The Dutch regulator did not grant lending license
  • High default rate

Our Opinion Of Max Crowdfund

Max Crowdfund offered investments in mortgage-backed loans. Unfortunately, the default rate has increased in the past two years, leading to delays.

The platform shared its poor performance in an annual report for 2023. Since then, management has not provided any updates on the loan book's performance. The Dutch regulator declined Max Crowdfund's application to become a regulated platform. 

Many investors also reported technical difficulties, as the platform was working on an unstable new website version. As of December 2024, Max Crowdfund has shown that it cannot communicate performance-oriented issues with the community.

Additionally, there is no public information about the portfolio's current state, which may be worse than many investors anticipate. 

If you are looking to invest your money in mortgage-backed loans, Crowdpear is a much more sustainable option than Max Crowdfund. 

author

Jakub Krejci

Founder

Fact

Checked

Jakub Krejci, the founder of P2P Empire, brings six years of expertise in navigating and investing across diverse P2P lending platforms. Drawing insights from over 50 interviews with industry CEOs and founders, Jakub offers a unique perspective in the peer-to-peer lending realm. Renowned for his high-quality reporting and regular updates, Jakub stands as a trusted authority for individuals navigating the dynamic P2P investment landscape.

Editorial Note: We earn a commission from partner links on P2P Empire. Commissions do not affect our editors' opinions or evaluations of products.

COMPANY INFORMATION

  • Company:
  • Max Crowdfund B.V
  • Legal Address:
  • Brielselaan 85, 3081 AB Rotterdam, Netherlands
  • Office Address:
  • Email:
  • info@maxpropertygroup.com