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SALT lending, BlockFi, and CoinLoan offer their loans to borrowers from most states in the U.S.
You will have to repay the loan or add additional collateral to your account to avoid the margin call level and the automatic liquidation of your collateral.
LTV represents the loan-to-value ratio. If you plan to take a $1,000 loan with a 50% LTV, you must deposit $2,000 worth of collateral (crypto). If you were to choose 20% LTV, you must deposit $5,000 worth of collateral.